LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,676
−HK$6,376/mo
▼ 0.25% · 3.875%
HK$104,839
−HK$3,213/mo
Today · 4.125%
HK$108,052
baseline
▲ 0.50% · 4.625%
HK$114,627
+HK$6,575/mo
Deposit HK$22.29M · loan HK$22.29M · min. income ≈ HK$216,104/mo (50% DSR)
Upfront cash ≈ HK$24.19M (deposit + AVD stamp duty HK$1,895,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,114
−HK$6,111/mo
▼ 0.25% · 3.875%
HK$116,148
−HK$3,077/mo
Today · 4.125%
HK$119,225
baseline
▲ 0.50% · 4.625%
HK$125,510
+HK$6,285/mo
Deposit HK$22.29M · loan HK$22.29M · min. income ≈ HK$238,450/mo (50% DSR)
Upfront cash ≈ HK$24.19M (deposit + AVD stamp duty HK$1,895,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,012
−HK$7,651/mo
▼ 0.25% · 3.875%
HK$125,807
−HK$3,856/mo
Today · 4.125%
HK$129,663
baseline
▲ 0.50% · 4.625%
HK$137,553
+HK$7,890/mo
Deposit HK$17.84M · loan HK$26.75M · min. income ≈ HK$259,326/mo (50% DSR)
Upfront cash ≈ HK$19.73M (deposit + AVD stamp duty HK$1,895,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,737
−HK$7,333/mo
▼ 0.25% · 3.875%
HK$139,377
−HK$3,693/mo
Today · 4.125%
HK$143,070
baseline
▲ 0.50% · 4.625%
HK$150,612
+HK$7,542/mo
Deposit HK$17.84M · loan HK$26.75M · min. income ≈ HK$286,140/mo (50% DSR)
Upfront cash ≈ HK$19.73M (deposit + AVD stamp duty HK$1,895,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,347
−HK$8,926/mo
▼ 0.25% · 3.875%
HK$146,775
−HK$4,498/mo
Today · 4.125%
HK$151,273
baseline
▲ 0.50% · 4.625%
HK$160,478
+HK$9,205/mo
Deposit HK$13.38M · loan HK$31.21M · min. income ≈ HK$302,546/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,895,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,360
−HK$8,555/mo
▼ 0.25% · 3.875%
HK$162,607
−HK$4,308/mo
Today · 4.125%
HK$166,915
baseline
▲ 0.50% · 4.625%
HK$175,714
+HK$8,799/mo
Deposit HK$13.38M · loan HK$31.21M · min. income ≈ HK$333,830/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,895,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,018
−HK$11,476/mo
▼ 0.25% · 3.875%
HK$188,711
−HK$5,783/mo
Today · 4.125%
HK$194,494
baseline
▲ 0.50% · 4.625%
HK$206,329
+HK$11,835/mo
Deposit HK$4.46M · loan HK$40.13M · min. income ≈ HK$388,988/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$1,895,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,605
−HK$11,000/mo
▼ 0.25% · 3.875%
HK$209,066
−HK$5,539/mo
Today · 4.125%
HK$214,605
baseline
▲ 0.50% · 4.625%
HK$225,918
+HK$11,313/mo
Deposit HK$4.46M · loan HK$40.13M · min. income ≈ HK$429,210/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$1,895,073 · Scale 2, in force from 26 Feb 2026)