LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,687
−HK$6,376/mo
▼ 0.25% · 3.875%
HK$104,850
−HK$3,213/mo
Today · 4.125%
HK$108,063
baseline
▲ 0.50% · 4.625%
HK$114,639
+HK$6,576/mo
Deposit HK$22.30M · loan HK$22.30M · min. income ≈ HK$216,126/mo (50% DSR)
Upfront cash ≈ HK$24.19M (deposit + AVD stamp duty HK$1,895,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,126
−HK$6,111/mo
▼ 0.25% · 3.875%
HK$116,160
−HK$3,077/mo
Today · 4.125%
HK$119,237
baseline
▲ 0.50% · 4.625%
HK$125,523
+HK$6,286/mo
Deposit HK$22.30M · loan HK$22.30M · min. income ≈ HK$238,474/mo (50% DSR)
Upfront cash ≈ HK$24.19M (deposit + AVD stamp duty HK$1,895,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,024
−HK$7,652/mo
▼ 0.25% · 3.875%
HK$125,820
−HK$3,856/mo
Today · 4.125%
HK$129,676
baseline
▲ 0.50% · 4.625%
HK$137,567
+HK$7,891/mo
Deposit HK$17.84M · loan HK$26.76M · min. income ≈ HK$259,352/mo (50% DSR)
Upfront cash ≈ HK$19.73M (deposit + AVD stamp duty HK$1,895,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,751
−HK$7,334/mo
▼ 0.25% · 3.875%
HK$139,391
−HK$3,694/mo
Today · 4.125%
HK$143,085
baseline
▲ 0.50% · 4.625%
HK$150,627
+HK$7,542/mo
Deposit HK$17.84M · loan HK$26.76M · min. income ≈ HK$286,170/mo (50% DSR)
Upfront cash ≈ HK$19.73M (deposit + AVD stamp duty HK$1,895,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,362
−HK$8,927/mo
▼ 0.25% · 3.875%
HK$146,790
−HK$4,499/mo
Today · 4.125%
HK$151,289
baseline
▲ 0.50% · 4.625%
HK$160,494
+HK$9,205/mo
Deposit HK$13.38M · loan HK$31.22M · min. income ≈ HK$302,578/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,895,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,376
−HK$8,556/mo
▼ 0.25% · 3.875%
HK$162,623
−HK$4,309/mo
Today · 4.125%
HK$166,932
baseline
▲ 0.50% · 4.625%
HK$175,732
+HK$8,800/mo
Deposit HK$13.38M · loan HK$31.22M · min. income ≈ HK$333,864/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,895,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,036
−HK$11,478/mo
▼ 0.25% · 3.875%
HK$188,730
−HK$5,784/mo
Today · 4.125%
HK$194,514
baseline
▲ 0.50% · 4.625%
HK$206,350
+HK$11,836/mo
Deposit HK$4.46M · loan HK$40.14M · min. income ≈ HK$389,028/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$1,895,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,626
−HK$11,001/mo
▼ 0.25% · 3.875%
HK$209,087
−HK$5,540/mo
Today · 4.125%
HK$214,627
baseline
▲ 0.50% · 4.625%
HK$225,941
+HK$11,314/mo
Deposit HK$4.46M · loan HK$40.14M · min. income ≈ HK$429,254/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$1,895,265 · Scale 2, in force from 26 Feb 2026)