LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,694
−HK$6,378/mo
▼ 0.25% · 3.875%
HK$104,858
−HK$3,214/mo
Today · 4.125%
HK$108,072
baseline
▲ 0.50% · 4.625%
HK$114,647
+HK$6,575/mo
Deposit HK$22.30M · loan HK$22.30M · min. income ≈ HK$216,144/mo (50% DSR)
Upfront cash ≈ HK$24.19M (deposit + AVD stamp duty HK$1,895,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,134
−HK$6,112/mo
▼ 0.25% · 3.875%
HK$116,168
−HK$3,078/mo
Today · 4.125%
HK$119,246
baseline
▲ 0.50% · 4.625%
HK$125,532
+HK$6,286/mo
Deposit HK$22.30M · loan HK$22.30M · min. income ≈ HK$238,492/mo (50% DSR)
Upfront cash ≈ HK$24.19M (deposit + AVD stamp duty HK$1,895,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,033
−HK$7,653/mo
▼ 0.25% · 3.875%
HK$125,829
−HK$3,857/mo
Today · 4.125%
HK$129,686
baseline
▲ 0.50% · 4.625%
HK$137,577
+HK$7,891/mo
Deposit HK$17.84M · loan HK$26.76M · min. income ≈ HK$259,372/mo (50% DSR)
Upfront cash ≈ HK$19.73M (deposit + AVD stamp duty HK$1,895,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,761
−HK$7,335/mo
▼ 0.25% · 3.875%
HK$139,402
−HK$3,694/mo
Today · 4.125%
HK$143,096
baseline
▲ 0.50% · 4.625%
HK$150,638
+HK$7,542/mo
Deposit HK$17.84M · loan HK$26.76M · min. income ≈ HK$286,192/mo (50% DSR)
Upfront cash ≈ HK$19.73M (deposit + AVD stamp duty HK$1,895,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,372
−HK$8,928/mo
▼ 0.25% · 3.875%
HK$146,801
−HK$4,499/mo
Today · 4.125%
HK$151,300
baseline
▲ 0.50% · 4.625%
HK$160,506
+HK$9,206/mo
Deposit HK$13.38M · loan HK$31.22M · min. income ≈ HK$302,600/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,895,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,388
−HK$8,557/mo
▼ 0.25% · 3.875%
HK$162,636
−HK$4,309/mo
Today · 4.125%
HK$166,945
baseline
▲ 0.50% · 4.625%
HK$175,745
+HK$8,800/mo
Deposit HK$13.38M · loan HK$31.22M · min. income ≈ HK$333,890/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,895,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,050
−HK$11,479/mo
▼ 0.25% · 3.875%
HK$188,744
−HK$5,785/mo
Today · 4.125%
HK$194,529
baseline
▲ 0.50% · 4.625%
HK$206,365
+HK$11,836/mo
Deposit HK$4.46M · loan HK$40.14M · min. income ≈ HK$389,058/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$1,895,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,641
−HK$11,002/mo
▼ 0.25% · 3.875%
HK$209,103
−HK$5,540/mo
Today · 4.125%
HK$214,643
baseline
▲ 0.50% · 4.625%
HK$225,958
+HK$11,315/mo
Deposit HK$4.46M · loan HK$40.14M · min. income ≈ HK$429,286/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$1,895,407 · Scale 2, in force from 26 Feb 2026)