LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,696
−HK$6,378/mo
▼ 0.25% · 3.875%
HK$104,860
−HK$3,214/mo
Today · 4.125%
HK$108,074
baseline
▲ 0.50% · 4.625%
HK$114,650
+HK$6,576/mo
Deposit HK$22.30M · loan HK$22.30M · min. income ≈ HK$216,148/mo (50% DSR)
Upfront cash ≈ HK$24.19M (deposit + AVD stamp duty HK$1,895,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,136
−HK$6,113/mo
▼ 0.25% · 3.875%
HK$116,170
−HK$3,079/mo
Today · 4.125%
HK$119,249
baseline
▲ 0.50% · 4.625%
HK$125,534
+HK$6,285/mo
Deposit HK$22.30M · loan HK$22.30M · min. income ≈ HK$238,498/mo (50% DSR)
Upfront cash ≈ HK$24.19M (deposit + AVD stamp duty HK$1,895,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,036
−HK$7,652/mo
▼ 0.25% · 3.875%
HK$125,832
−HK$3,856/mo
Today · 4.125%
HK$129,688
baseline
▲ 0.50% · 4.625%
HK$137,580
+HK$7,892/mo
Deposit HK$17.84M · loan HK$26.76M · min. income ≈ HK$259,376/mo (50% DSR)
Upfront cash ≈ HK$19.73M (deposit + AVD stamp duty HK$1,895,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,763
−HK$7,335/mo
▼ 0.25% · 3.875%
HK$139,404
−HK$3,694/mo
Today · 4.125%
HK$143,098
baseline
▲ 0.50% · 4.625%
HK$150,641
+HK$7,543/mo
Deposit HK$17.84M · loan HK$26.76M · min. income ≈ HK$286,196/mo (50% DSR)
Upfront cash ≈ HK$19.73M (deposit + AVD stamp duty HK$1,895,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,375
−HK$8,928/mo
▼ 0.25% · 3.875%
HK$146,804
−HK$4,499/mo
Today · 4.125%
HK$151,303
baseline
▲ 0.50% · 4.625%
HK$160,509
+HK$9,206/mo
Deposit HK$13.38M · loan HK$31.22M · min. income ≈ HK$302,606/mo (50% DSR)
Upfront cash ≈ HK$15.28M (deposit + AVD stamp duty HK$1,895,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,391
−HK$8,557/mo
▼ 0.25% · 3.875%
HK$162,639
−HK$4,309/mo
Today · 4.125%
HK$166,948
baseline
▲ 0.50% · 4.625%
HK$175,748
+HK$8,800/mo
Deposit HK$13.38M · loan HK$31.22M · min. income ≈ HK$333,896/mo (50% DSR)
Upfront cash ≈ HK$15.28M (deposit + AVD stamp duty HK$1,895,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,053
−HK$11,479/mo
▼ 0.25% · 3.875%
HK$188,747
−HK$5,785/mo
Today · 4.125%
HK$194,532
baseline
▲ 0.50% · 4.625%
HK$206,369
+HK$11,837/mo
Deposit HK$4.46M · loan HK$40.14M · min. income ≈ HK$389,064/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$1,895,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,645
−HK$11,002/mo
▼ 0.25% · 3.875%
HK$209,107
−HK$5,540/mo
Today · 4.125%
HK$214,647
baseline
▲ 0.50% · 4.625%
HK$225,962
+HK$11,315/mo
Deposit HK$4.46M · loan HK$40.14M · min. income ≈ HK$429,294/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$1,895,442 · Scale 2, in force from 26 Feb 2026)