LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,702
−HK$6,378/mo
▼ 0.25% · 3.875%
HK$104,866
−HK$3,214/mo
Today · 4.125%
HK$108,080
baseline
▲ 0.50% · 4.625%
HK$114,656
+HK$6,576/mo
Deposit HK$22.30M · loan HK$22.30M · min. income ≈ HK$216,160/mo (50% DSR)
Upfront cash ≈ HK$24.20M (deposit + AVD stamp duty HK$1,895,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,143
−HK$6,112/mo
▼ 0.25% · 3.875%
HK$116,177
−HK$3,078/mo
Today · 4.125%
HK$119,255
baseline
▲ 0.50% · 4.625%
HK$125,541
+HK$6,286/mo
Deposit HK$22.30M · loan HK$22.30M · min. income ≈ HK$238,510/mo (50% DSR)
Upfront cash ≈ HK$24.20M (deposit + AVD stamp duty HK$1,895,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,043
−HK$7,653/mo
▼ 0.25% · 3.875%
HK$125,839
−HK$3,857/mo
Today · 4.125%
HK$129,696
baseline
▲ 0.50% · 4.625%
HK$137,587
+HK$7,891/mo
Deposit HK$17.84M · loan HK$26.76M · min. income ≈ HK$259,392/mo (50% DSR)
Upfront cash ≈ HK$19.74M (deposit + AVD stamp duty HK$1,895,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,771
−HK$7,335/mo
▼ 0.25% · 3.875%
HK$139,412
−HK$3,694/mo
Today · 4.125%
HK$143,106
baseline
▲ 0.50% · 4.625%
HK$150,650
+HK$7,544/mo
Deposit HK$17.84M · loan HK$26.76M · min. income ≈ HK$286,212/mo (50% DSR)
Upfront cash ≈ HK$19.74M (deposit + AVD stamp duty HK$1,895,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,383
−HK$8,929/mo
▼ 0.25% · 3.875%
HK$146,812
−HK$4,500/mo
Today · 4.125%
HK$151,312
baseline
▲ 0.50% · 4.625%
HK$160,519
+HK$9,207/mo
Deposit HK$13.38M · loan HK$31.22M · min. income ≈ HK$302,624/mo (50% DSR)
Upfront cash ≈ HK$15.28M (deposit + AVD stamp duty HK$1,895,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,400
−HK$8,557/mo
▼ 0.25% · 3.875%
HK$162,648
−HK$4,309/mo
Today · 4.125%
HK$166,957
baseline
▲ 0.50% · 4.625%
HK$175,758
+HK$8,801/mo
Deposit HK$13.38M · loan HK$31.22M · min. income ≈ HK$333,914/mo (50% DSR)
Upfront cash ≈ HK$15.28M (deposit + AVD stamp duty HK$1,895,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,064
−HK$11,480/mo
▼ 0.25% · 3.875%
HK$188,758
−HK$5,786/mo
Today · 4.125%
HK$194,544
baseline
▲ 0.50% · 4.625%
HK$206,381
+HK$11,837/mo
Deposit HK$4.46M · loan HK$40.14M · min. income ≈ HK$389,088/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$1,895,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,657
−HK$11,003/mo
▼ 0.25% · 3.875%
HK$209,119
−HK$5,541/mo
Today · 4.125%
HK$214,660
baseline
▲ 0.50% · 4.625%
HK$225,975
+HK$11,315/mo
Deposit HK$4.46M · loan HK$40.14M · min. income ≈ HK$429,320/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$1,895,551 · Scale 2, in force from 26 Feb 2026)