LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,707
−HK$6,378/mo
▼ 0.25% · 3.875%
HK$104,870
−HK$3,215/mo
Today · 4.125%
HK$108,085
baseline
▲ 0.50% · 4.625%
HK$114,661
+HK$6,576/mo
Deposit HK$22.30M · loan HK$22.30M · min. income ≈ HK$216,170/mo (50% DSR)
Upfront cash ≈ HK$24.20M (deposit + AVD stamp duty HK$1,895,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,148
−HK$6,113/mo
▼ 0.25% · 3.875%
HK$116,182
−HK$3,079/mo
Today · 4.125%
HK$119,261
baseline
▲ 0.50% · 4.625%
HK$125,547
+HK$6,286/mo
Deposit HK$22.30M · loan HK$22.30M · min. income ≈ HK$238,522/mo (50% DSR)
Upfront cash ≈ HK$24.20M (deposit + AVD stamp duty HK$1,895,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,048
−HK$7,654/mo
▼ 0.25% · 3.875%
HK$125,844
−HK$3,858/mo
Today · 4.125%
HK$129,702
baseline
▲ 0.50% · 4.625%
HK$137,594
+HK$7,892/mo
Deposit HK$17.84M · loan HK$26.76M · min. income ≈ HK$259,404/mo (50% DSR)
Upfront cash ≈ HK$19.74M (deposit + AVD stamp duty HK$1,895,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,777
−HK$7,336/mo
▼ 0.25% · 3.875%
HK$139,419
−HK$3,694/mo
Today · 4.125%
HK$143,113
baseline
▲ 0.50% · 4.625%
HK$150,657
+HK$7,544/mo
Deposit HK$17.84M · loan HK$26.76M · min. income ≈ HK$286,226/mo (50% DSR)
Upfront cash ≈ HK$19.74M (deposit + AVD stamp duty HK$1,895,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,389
−HK$8,930/mo
▼ 0.25% · 3.875%
HK$146,819
−HK$4,500/mo
Today · 4.125%
HK$151,319
baseline
▲ 0.50% · 4.625%
HK$160,526
+HK$9,207/mo
Deposit HK$13.38M · loan HK$31.22M · min. income ≈ HK$302,638/mo (50% DSR)
Upfront cash ≈ HK$15.28M (deposit + AVD stamp duty HK$1,895,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,407
−HK$8,558/mo
▼ 0.25% · 3.875%
HK$162,655
−HK$4,310/mo
Today · 4.125%
HK$166,965
baseline
▲ 0.50% · 4.625%
HK$175,766
+HK$8,801/mo
Deposit HK$13.38M · loan HK$31.22M · min. income ≈ HK$333,930/mo (50% DSR)
Upfront cash ≈ HK$15.28M (deposit + AVD stamp duty HK$1,895,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,072
−HK$11,480/mo
▼ 0.25% · 3.875%
HK$188,767
−HK$5,785/mo
Today · 4.125%
HK$194,552
baseline
▲ 0.50% · 4.625%
HK$206,390
+HK$11,838/mo
Deposit HK$4.46M · loan HK$40.14M · min. income ≈ HK$389,104/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$1,895,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,666
−HK$11,003/mo
▼ 0.25% · 3.875%
HK$209,128
−HK$5,541/mo
Today · 4.125%
HK$214,669
baseline
▲ 0.50% · 4.625%
HK$225,985
+HK$11,316/mo
Deposit HK$4.46M · loan HK$40.14M · min. income ≈ HK$429,338/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$1,895,637 · Scale 2, in force from 26 Feb 2026)