LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,716
−HK$6,379/mo
▼ 0.25% · 3.875%
HK$104,880
−HK$3,215/mo
Today · 4.125%
HK$108,095
baseline
▲ 0.50% · 4.625%
HK$114,672
+HK$6,577/mo
Deposit HK$22.30M · loan HK$22.30M · min. income ≈ HK$216,190/mo (50% DSR)
Upfront cash ≈ HK$24.20M (deposit + AVD stamp duty HK$1,895,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,158
−HK$6,114/mo
▼ 0.25% · 3.875%
HK$116,193
−HK$3,079/mo
Today · 4.125%
HK$119,272
baseline
▲ 0.50% · 4.625%
HK$125,559
+HK$6,287/mo
Deposit HK$22.30M · loan HK$22.30M · min. income ≈ HK$238,544/mo (50% DSR)
Upfront cash ≈ HK$24.20M (deposit + AVD stamp duty HK$1,895,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,059
−HK$7,654/mo
▼ 0.25% · 3.875%
HK$125,856
−HK$3,857/mo
Today · 4.125%
HK$129,713
baseline
▲ 0.50% · 4.625%
HK$137,606
+HK$7,893/mo
Deposit HK$17.84M · loan HK$26.76M · min. income ≈ HK$259,426/mo (50% DSR)
Upfront cash ≈ HK$19.74M (deposit + AVD stamp duty HK$1,895,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,790
−HK$7,336/mo
▼ 0.25% · 3.875%
HK$139,431
−HK$3,695/mo
Today · 4.125%
HK$143,126
baseline
▲ 0.50% · 4.625%
HK$150,670
+HK$7,544/mo
Deposit HK$17.84M · loan HK$26.76M · min. income ≈ HK$286,252/mo (50% DSR)
Upfront cash ≈ HK$19.74M (deposit + AVD stamp duty HK$1,895,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,402
−HK$8,930/mo
▼ 0.25% · 3.875%
HK$146,832
−HK$4,500/mo
Today · 4.125%
HK$151,332
baseline
▲ 0.50% · 4.625%
HK$160,541
+HK$9,209/mo
Deposit HK$13.38M · loan HK$31.23M · min. income ≈ HK$302,664/mo (50% DSR)
Upfront cash ≈ HK$15.28M (deposit + AVD stamp duty HK$1,895,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,421
−HK$8,559/mo
▼ 0.25% · 3.875%
HK$162,670
−HK$4,310/mo
Today · 4.125%
HK$166,980
baseline
▲ 0.50% · 4.625%
HK$175,782
+HK$8,802/mo
Deposit HK$13.38M · loan HK$31.23M · min. income ≈ HK$333,960/mo (50% DSR)
Upfront cash ≈ HK$15.28M (deposit + AVD stamp duty HK$1,895,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,089
−HK$11,481/mo
▼ 0.25% · 3.875%
HK$188,784
−HK$5,786/mo
Today · 4.125%
HK$194,570
baseline
▲ 0.50% · 4.625%
HK$206,409
+HK$11,839/mo
Deposit HK$4.46M · loan HK$40.15M · min. income ≈ HK$389,140/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$1,895,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,685
−HK$11,004/mo
▼ 0.25% · 3.875%
HK$209,147
−HK$5,542/mo
Today · 4.125%
HK$214,689
baseline
▲ 0.50% · 4.625%
HK$226,006
+HK$11,317/mo
Deposit HK$4.46M · loan HK$40.15M · min. income ≈ HK$429,378/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$1,895,810 · Scale 2, in force from 26 Feb 2026)