LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,717
−HK$6,379/mo
▼ 0.25% · 3.875%
HK$104,881
−HK$3,215/mo
Today · 4.125%
HK$108,096
baseline
▲ 0.50% · 4.625%
HK$114,673
+HK$6,577/mo
Deposit HK$22.30M · loan HK$22.30M · min. income ≈ HK$216,192/mo (50% DSR)
Upfront cash ≈ HK$24.20M (deposit + AVD stamp duty HK$1,895,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,159
−HK$6,114/mo
▼ 0.25% · 3.875%
HK$116,194
−HK$3,079/mo
Today · 4.125%
HK$119,273
baseline
▲ 0.50% · 4.625%
HK$125,560
+HK$6,287/mo
Deposit HK$22.30M · loan HK$22.30M · min. income ≈ HK$238,546/mo (50% DSR)
Upfront cash ≈ HK$24.20M (deposit + AVD stamp duty HK$1,895,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,060
−HK$7,655/mo
▼ 0.25% · 3.875%
HK$125,857
−HK$3,858/mo
Today · 4.125%
HK$129,715
baseline
▲ 0.50% · 4.625%
HK$137,608
+HK$7,893/mo
Deposit HK$17.84M · loan HK$26.76M · min. income ≈ HK$259,430/mo (50% DSR)
Upfront cash ≈ HK$19.74M (deposit + AVD stamp duty HK$1,895,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,791
−HK$7,336/mo
▼ 0.25% · 3.875%
HK$139,433
−HK$3,694/mo
Today · 4.125%
HK$143,127
baseline
▲ 0.50% · 4.625%
HK$150,672
+HK$7,545/mo
Deposit HK$17.84M · loan HK$26.76M · min. income ≈ HK$286,254/mo (50% DSR)
Upfront cash ≈ HK$19.74M (deposit + AVD stamp duty HK$1,895,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,404
−HK$8,930/mo
▼ 0.25% · 3.875%
HK$146,833
−HK$4,501/mo
Today · 4.125%
HK$151,334
baseline
▲ 0.50% · 4.625%
HK$160,542
+HK$9,208/mo
Deposit HK$13.38M · loan HK$31.23M · min. income ≈ HK$302,668/mo (50% DSR)
Upfront cash ≈ HK$15.28M (deposit + AVD stamp duty HK$1,895,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,423
−HK$8,559/mo
▼ 0.25% · 3.875%
HK$162,672
−HK$4,310/mo
Today · 4.125%
HK$166,982
baseline
▲ 0.50% · 4.625%
HK$175,784
+HK$8,802/mo
Deposit HK$13.38M · loan HK$31.23M · min. income ≈ HK$333,964/mo (50% DSR)
Upfront cash ≈ HK$15.28M (deposit + AVD stamp duty HK$1,895,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,091
−HK$11,481/mo
▼ 0.25% · 3.875%
HK$188,786
−HK$5,786/mo
Today · 4.125%
HK$194,572
baseline
▲ 0.50% · 4.625%
HK$206,411
+HK$11,839/mo
Deposit HK$4.46M · loan HK$40.15M · min. income ≈ HK$389,144/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$1,895,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,686
−HK$11,005/mo
▼ 0.25% · 3.875%
HK$209,149
−HK$5,542/mo
Today · 4.125%
HK$214,691
baseline
▲ 0.50% · 4.625%
HK$226,008
+HK$11,317/mo
Deposit HK$4.46M · loan HK$40.15M · min. income ≈ HK$429,382/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$1,895,828 · Scale 2, in force from 26 Feb 2026)