LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,720
−HK$6,378/mo
▼ 0.25% · 3.875%
HK$104,884
−HK$3,214/mo
Today · 4.125%
HK$108,098
baseline
▲ 0.50% · 4.625%
HK$114,676
+HK$6,578/mo
Deposit HK$22.30M · loan HK$22.30M · min. income ≈ HK$216,196/mo (50% DSR)
Upfront cash ≈ HK$24.20M (deposit + AVD stamp duty HK$1,895,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,162
−HK$6,114/mo
▼ 0.25% · 3.875%
HK$116,197
−HK$3,079/mo
Today · 4.125%
HK$119,276
baseline
▲ 0.50% · 4.625%
HK$125,563
+HK$6,287/mo
Deposit HK$22.30M · loan HK$22.30M · min. income ≈ HK$238,552/mo (50% DSR)
Upfront cash ≈ HK$24.20M (deposit + AVD stamp duty HK$1,895,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,064
−HK$7,654/mo
▼ 0.25% · 3.875%
HK$125,861
−HK$3,857/mo
Today · 4.125%
HK$129,718
baseline
▲ 0.50% · 4.625%
HK$137,611
+HK$7,893/mo
Deposit HK$17.84M · loan HK$26.77M · min. income ≈ HK$259,436/mo (50% DSR)
Upfront cash ≈ HK$19.74M (deposit + AVD stamp duty HK$1,895,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,795
−HK$7,336/mo
▼ 0.25% · 3.875%
HK$139,437
−HK$3,694/mo
Today · 4.125%
HK$143,131
baseline
▲ 0.50% · 4.625%
HK$150,676
+HK$7,545/mo
Deposit HK$17.84M · loan HK$26.77M · min. income ≈ HK$286,262/mo (50% DSR)
Upfront cash ≈ HK$19.74M (deposit + AVD stamp duty HK$1,895,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,408
−HK$8,930/mo
▼ 0.25% · 3.875%
HK$146,837
−HK$4,501/mo
Today · 4.125%
HK$151,338
baseline
▲ 0.50% · 4.625%
HK$160,546
+HK$9,208/mo
Deposit HK$13.38M · loan HK$31.23M · min. income ≈ HK$302,676/mo (50% DSR)
Upfront cash ≈ HK$15.28M (deposit + AVD stamp duty HK$1,895,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,427
−HK$8,559/mo
▼ 0.25% · 3.875%
HK$162,676
−HK$4,310/mo
Today · 4.125%
HK$166,986
baseline
▲ 0.50% · 4.625%
HK$175,789
+HK$8,803/mo
Deposit HK$13.38M · loan HK$31.23M · min. income ≈ HK$333,972/mo (50% DSR)
Upfront cash ≈ HK$15.28M (deposit + AVD stamp duty HK$1,895,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,096
−HK$11,481/mo
▼ 0.25% · 3.875%
HK$188,791
−HK$5,786/mo
Today · 4.125%
HK$194,577
baseline
▲ 0.50% · 4.625%
HK$206,417
+HK$11,840/mo
Deposit HK$4.46M · loan HK$40.15M · min. income ≈ HK$389,154/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$1,895,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,692
−HK$11,005/mo
▼ 0.25% · 3.875%
HK$209,155
−HK$5,542/mo
Today · 4.125%
HK$214,697
baseline
▲ 0.50% · 4.625%
HK$226,014
+HK$11,317/mo
Deposit HK$4.46M · loan HK$40.15M · min. income ≈ HK$429,394/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$1,895,879 · Scale 2, in force from 26 Feb 2026)