LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,728
−HK$6,379/mo
▼ 0.25% · 3.875%
HK$104,892
−HK$3,215/mo
Today · 4.125%
HK$108,107
baseline
▲ 0.50% · 4.625%
HK$114,685
+HK$6,578/mo
Deposit HK$22.31M · loan HK$22.31M · min. income ≈ HK$216,214/mo (50% DSR)
Upfront cash ≈ HK$24.20M (deposit + AVD stamp duty HK$1,896,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,171
−HK$6,114/mo
▼ 0.25% · 3.875%
HK$116,206
−HK$3,079/mo
Today · 4.125%
HK$119,285
baseline
▲ 0.50% · 4.625%
HK$125,573
+HK$6,288/mo
Deposit HK$22.31M · loan HK$22.31M · min. income ≈ HK$238,570/mo (50% DSR)
Upfront cash ≈ HK$24.20M (deposit + AVD stamp duty HK$1,896,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,073
−HK$7,655/mo
▼ 0.25% · 3.875%
HK$125,871
−HK$3,857/mo
Today · 4.125%
HK$129,728
baseline
▲ 0.50% · 4.625%
HK$137,622
+HK$7,894/mo
Deposit HK$17.84M · loan HK$26.77M · min. income ≈ HK$259,456/mo (50% DSR)
Upfront cash ≈ HK$19.74M (deposit + AVD stamp duty HK$1,896,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,805
−HK$7,338/mo
▼ 0.25% · 3.875%
HK$139,448
−HK$3,695/mo
Today · 4.125%
HK$143,143
baseline
▲ 0.50% · 4.625%
HK$150,688
+HK$7,545/mo
Deposit HK$17.84M · loan HK$26.77M · min. income ≈ HK$286,286/mo (50% DSR)
Upfront cash ≈ HK$19.74M (deposit + AVD stamp duty HK$1,896,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,419
−HK$8,931/mo
▼ 0.25% · 3.875%
HK$146,849
−HK$4,501/mo
Today · 4.125%
HK$151,350
baseline
▲ 0.50% · 4.625%
HK$160,559
+HK$9,209/mo
Deposit HK$13.38M · loan HK$31.23M · min. income ≈ HK$302,700/mo (50% DSR)
Upfront cash ≈ HK$15.28M (deposit + AVD stamp duty HK$1,896,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,440
−HK$8,560/mo
▼ 0.25% · 3.875%
HK$162,689
−HK$4,311/mo
Today · 4.125%
HK$167,000
baseline
▲ 0.50% · 4.625%
HK$175,802
+HK$8,802/mo
Deposit HK$13.38M · loan HK$31.23M · min. income ≈ HK$334,000/mo (50% DSR)
Upfront cash ≈ HK$15.28M (deposit + AVD stamp duty HK$1,896,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,110
−HK$11,483/mo
▼ 0.25% · 3.875%
HK$188,806
−HK$5,787/mo
Today · 4.125%
HK$194,593
baseline
▲ 0.50% · 4.625%
HK$206,433
+HK$11,840/mo
Deposit HK$4.46M · loan HK$40.15M · min. income ≈ HK$389,186/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$1,896,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,708
−HK$11,006/mo
▼ 0.25% · 3.875%
HK$209,171
−HK$5,543/mo
Today · 4.125%
HK$214,714
baseline
▲ 0.50% · 4.625%
HK$226,032
+HK$11,318/mo
Deposit HK$4.46M · loan HK$40.15M · min. income ≈ HK$429,428/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$1,896,029 · Scale 2, in force from 26 Feb 2026)