LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,749
−HK$6,380/mo
▼ 0.25% · 3.875%
HK$104,914
−HK$3,215/mo
Today · 4.125%
HK$108,129
baseline
▲ 0.50% · 4.625%
HK$114,709
+HK$6,580/mo
Deposit HK$22.31M · loan HK$22.31M · min. income ≈ HK$216,258/mo (50% DSR)
Upfront cash ≈ HK$24.21M (deposit + AVD stamp duty HK$1,896,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,194
−HK$6,116/mo
▼ 0.25% · 3.875%
HK$116,230
−HK$3,080/mo
Today · 4.125%
HK$119,310
baseline
▲ 0.50% · 4.625%
HK$125,599
+HK$6,289/mo
Deposit HK$22.31M · loan HK$22.31M · min. income ≈ HK$238,620/mo (50% DSR)
Upfront cash ≈ HK$24.21M (deposit + AVD stamp duty HK$1,896,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,098
−HK$7,657/mo
▼ 0.25% · 3.875%
HK$125,896
−HK$3,859/mo
Today · 4.125%
HK$129,755
baseline
▲ 0.50% · 4.625%
HK$137,650
+HK$7,895/mo
Deposit HK$17.85M · loan HK$26.77M · min. income ≈ HK$259,510/mo (50% DSR)
Upfront cash ≈ HK$19.75M (deposit + AVD stamp duty HK$1,896,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,833
−HK$7,339/mo
▼ 0.25% · 3.875%
HK$139,476
−HK$3,696/mo
Today · 4.125%
HK$143,172
baseline
▲ 0.50% · 4.625%
HK$150,719
+HK$7,547/mo
Deposit HK$17.85M · loan HK$26.77M · min. income ≈ HK$286,344/mo (50% DSR)
Upfront cash ≈ HK$19.75M (deposit + AVD stamp duty HK$1,896,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,448
−HK$8,933/mo
▼ 0.25% · 3.875%
HK$146,879
−HK$4,502/mo
Today · 4.125%
HK$151,381
baseline
▲ 0.50% · 4.625%
HK$160,592
+HK$9,211/mo
Deposit HK$13.39M · loan HK$31.24M · min. income ≈ HK$302,762/mo (50% DSR)
Upfront cash ≈ HK$15.28M (deposit + AVD stamp duty HK$1,896,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,472
−HK$8,562/mo
▼ 0.25% · 3.875%
HK$162,722
−HK$4,312/mo
Today · 4.125%
HK$167,034
baseline
▲ 0.50% · 4.625%
HK$175,838
+HK$8,804/mo
Deposit HK$13.39M · loan HK$31.24M · min. income ≈ HK$334,068/mo (50% DSR)
Upfront cash ≈ HK$15.28M (deposit + AVD stamp duty HK$1,896,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,147
−HK$11,485/mo
▼ 0.25% · 3.875%
HK$188,844
−HK$5,788/mo
Today · 4.125%
HK$194,632
baseline
▲ 0.50% · 4.625%
HK$206,475
+HK$11,843/mo
Deposit HK$4.46M · loan HK$40.16M · min. income ≈ HK$389,264/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$1,896,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,750
−HK$11,008/mo
▼ 0.25% · 3.875%
HK$209,214
−HK$5,544/mo
Today · 4.125%
HK$214,758
baseline
▲ 0.50% · 4.625%
HK$226,078
+HK$11,320/mo
Deposit HK$4.46M · loan HK$40.16M · min. income ≈ HK$429,516/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$1,896,416 · Scale 2, in force from 26 Feb 2026)