LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,761
−HK$6,381/mo
▼ 0.25% · 3.875%
HK$104,926
−HK$3,216/mo
Today · 4.125%
HK$108,142
baseline
▲ 0.50% · 4.625%
HK$114,722
+HK$6,580/mo
Deposit HK$22.31M · loan HK$22.31M · min. income ≈ HK$216,284/mo (50% DSR)
Upfront cash ≈ HK$24.21M (deposit + AVD stamp duty HK$1,896,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,208
−HK$6,116/mo
▼ 0.25% · 3.875%
HK$116,244
−HK$3,080/mo
Today · 4.125%
HK$119,324
baseline
▲ 0.50% · 4.625%
HK$125,614
+HK$6,290/mo
Deposit HK$22.31M · loan HK$22.31M · min. income ≈ HK$238,648/mo (50% DSR)
Upfront cash ≈ HK$24.21M (deposit + AVD stamp duty HK$1,896,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,113
−HK$7,657/mo
▼ 0.25% · 3.875%
HK$125,911
−HK$3,859/mo
Today · 4.125%
HK$129,770
baseline
▲ 0.50% · 4.625%
HK$137,666
+HK$7,896/mo
Deposit HK$17.85M · loan HK$26.78M · min. income ≈ HK$259,540/mo (50% DSR)
Upfront cash ≈ HK$19.75M (deposit + AVD stamp duty HK$1,896,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,849
−HK$7,340/mo
▼ 0.25% · 3.875%
HK$139,493
−HK$3,696/mo
Today · 4.125%
HK$143,189
baseline
▲ 0.50% · 4.625%
HK$150,736
+HK$7,547/mo
Deposit HK$17.85M · loan HK$26.78M · min. income ≈ HK$286,378/mo (50% DSR)
Upfront cash ≈ HK$19.75M (deposit + AVD stamp duty HK$1,896,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,465
−HK$8,934/mo
▼ 0.25% · 3.875%
HK$146,896
−HK$4,503/mo
Today · 4.125%
HK$151,399
baseline
▲ 0.50% · 4.625%
HK$160,611
+HK$9,212/mo
Deposit HK$13.39M · loan HK$31.24M · min. income ≈ HK$302,798/mo (50% DSR)
Upfront cash ≈ HK$15.28M (deposit + AVD stamp duty HK$1,896,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,491
−HK$8,562/mo
▼ 0.25% · 3.875%
HK$162,741
−HK$4,312/mo
Today · 4.125%
HK$167,053
baseline
▲ 0.50% · 4.625%
HK$175,859
+HK$8,806/mo
Deposit HK$13.39M · loan HK$31.24M · min. income ≈ HK$334,106/mo (50% DSR)
Upfront cash ≈ HK$15.28M (deposit + AVD stamp duty HK$1,896,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,169
−HK$11,486/mo
▼ 0.25% · 3.875%
HK$188,867
−HK$5,788/mo
Today · 4.125%
HK$194,655
baseline
▲ 0.50% · 4.625%
HK$206,500
+HK$11,845/mo
Deposit HK$4.46M · loan HK$40.16M · min. income ≈ HK$389,310/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$1,896,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,774
−HK$11,009/mo
▼ 0.25% · 3.875%
HK$209,239
−HK$5,544/mo
Today · 4.125%
HK$214,783
baseline
▲ 0.50% · 4.625%
HK$226,104
+HK$11,321/mo
Deposit HK$4.46M · loan HK$40.16M · min. income ≈ HK$429,566/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$1,896,640 · Scale 2, in force from 26 Feb 2026)