LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,177
−HK$638/mo
▼ 0.25% · 3.875%
HK$10,494
−HK$321/mo
Today · 4.125%
HK$10,815
baseline
▲ 0.50% · 4.625%
HK$11,474
+HK$659/mo
Deposit HK$2.23M · loan HK$2.23M · min. income ≈ HK$21,630/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$66,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,322
−HK$612/mo
▼ 0.25% · 3.875%
HK$11,626
−HK$308/mo
Today · 4.125%
HK$11,934
baseline
▲ 0.50% · 4.625%
HK$12,563
+HK$629/mo
Deposit HK$2.23M · loan HK$2.23M · min. income ≈ HK$23,868/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$66,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,213
−HK$766/mo
▼ 0.25% · 3.875%
HK$12,593
−HK$386/mo
Today · 4.125%
HK$12,979
baseline
▲ 0.50% · 4.625%
HK$13,768
+HK$789/mo
Deposit HK$1.79M · loan HK$2.68M · min. income ≈ HK$25,958/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$66,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,586
−HK$735/mo
▼ 0.25% · 3.875%
HK$13,951
−HK$370/mo
Today · 4.125%
HK$14,321
baseline
▲ 0.50% · 4.625%
HK$15,075
+HK$754/mo
Deposit HK$1.79M · loan HK$2.68M · min. income ≈ HK$28,642/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$66,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,248
−HK$894/mo
▼ 0.25% · 3.875%
HK$14,691
−HK$451/mo
Today · 4.125%
HK$15,142
baseline
▲ 0.50% · 4.625%
HK$16,063
+HK$921/mo
Deposit HK$1.34M · loan HK$3.12M · min. income ≈ HK$30,284/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$66,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,851
−HK$856/mo
▼ 0.25% · 3.875%
HK$16,276
−HK$431/mo
Today · 4.125%
HK$16,707
baseline
▲ 0.50% · 4.625%
HK$17,588
+HK$881/mo
Deposit HK$1.34M · loan HK$3.12M · min. income ≈ HK$33,414/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$66,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,319
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$18,889
−HK$579/mo
Today · 4.125%
HK$19,468
baseline
▲ 0.50% · 4.625%
HK$20,652
+HK$1,184/mo
Deposit HK$446K · loan HK$4.02M · min. income ≈ HK$38,936/mo (50% DSR)
Upfront cash ≈ HK$513K (deposit + AVD stamp duty HK$66,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,380
−HK$1,101/mo
▼ 0.25% · 3.875%
HK$20,926
−HK$555/mo
Today · 4.125%
HK$21,481
baseline
▲ 0.50% · 4.625%
HK$22,613
+HK$1,132/mo
Deposit HK$446K · loan HK$4.02M · min. income ≈ HK$42,962/mo (50% DSR)
Upfront cash ≈ HK$513K (deposit + AVD stamp duty HK$66,948 · Scale 2, in force from 26 Feb 2026)