LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,774
−HK$6,382/mo
▼ 0.25% · 3.875%
HK$104,939
−HK$3,217/mo
Today · 4.125%
HK$108,156
baseline
▲ 0.50% · 4.625%
HK$114,737
+HK$6,581/mo
Deposit HK$22.32M · loan HK$22.32M · min. income ≈ HK$216,312/mo (50% DSR)
Upfront cash ≈ HK$24.21M (deposit + AVD stamp duty HK$1,896,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,222
−HK$6,117/mo
▼ 0.25% · 3.875%
HK$116,259
−HK$3,080/mo
Today · 4.125%
HK$119,339
baseline
▲ 0.50% · 4.625%
HK$125,630
+HK$6,291/mo
Deposit HK$22.32M · loan HK$22.32M · min. income ≈ HK$238,678/mo (50% DSR)
Upfront cash ≈ HK$24.21M (deposit + AVD stamp duty HK$1,896,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,128
−HK$7,659/mo
▼ 0.25% · 3.875%
HK$125,927
−HK$3,860/mo
Today · 4.125%
HK$129,787
baseline
▲ 0.50% · 4.625%
HK$137,684
+HK$7,897/mo
Deposit HK$17.85M · loan HK$26.78M · min. income ≈ HK$259,574/mo (50% DSR)
Upfront cash ≈ HK$19.75M (deposit + AVD stamp duty HK$1,896,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,867
−HK$7,340/mo
▼ 0.25% · 3.875%
HK$139,510
−HK$3,697/mo
Today · 4.125%
HK$143,207
baseline
▲ 0.50% · 4.625%
HK$150,756
+HK$7,549/mo
Deposit HK$17.85M · loan HK$26.78M · min. income ≈ HK$286,414/mo (50% DSR)
Upfront cash ≈ HK$19.75M (deposit + AVD stamp duty HK$1,896,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,483
−HK$8,935/mo
▼ 0.25% · 3.875%
HK$146,915
−HK$4,503/mo
Today · 4.125%
HK$151,418
baseline
▲ 0.50% · 4.625%
HK$160,631
+HK$9,213/mo
Deposit HK$13.39M · loan HK$31.24M · min. income ≈ HK$302,836/mo (50% DSR)
Upfront cash ≈ HK$15.29M (deposit + AVD stamp duty HK$1,896,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,511
−HK$8,564/mo
▼ 0.25% · 3.875%
HK$162,762
−HK$4,313/mo
Today · 4.125%
HK$167,075
baseline
▲ 0.50% · 4.625%
HK$175,882
+HK$8,807/mo
Deposit HK$13.39M · loan HK$31.24M · min. income ≈ HK$334,150/mo (50% DSR)
Upfront cash ≈ HK$15.29M (deposit + AVD stamp duty HK$1,896,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,193
−HK$11,487/mo
▼ 0.25% · 3.875%
HK$188,891
−HK$5,789/mo
Today · 4.125%
HK$194,680
baseline
▲ 0.50% · 4.625%
HK$206,526
+HK$11,846/mo
Deposit HK$4.46M · loan HK$40.17M · min. income ≈ HK$389,360/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$1,896,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,800
−HK$11,011/mo
▼ 0.25% · 3.875%
HK$209,266
−HK$5,545/mo
Today · 4.125%
HK$214,811
baseline
▲ 0.50% · 4.625%
HK$226,133
+HK$11,322/mo
Deposit HK$4.46M · loan HK$40.17M · min. income ≈ HK$429,622/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$1,896,883 · Scale 2, in force from 26 Feb 2026)