LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,790
−HK$6,383/mo
▼ 0.25% · 3.875%
HK$104,956
−HK$3,217/mo
Today · 4.125%
HK$108,173
baseline
▲ 0.50% · 4.625%
HK$114,755
+HK$6,582/mo
Deposit HK$22.32M · loan HK$22.32M · min. income ≈ HK$216,346/mo (50% DSR)
Upfront cash ≈ HK$24.22M (deposit + AVD stamp duty HK$1,897,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,240
−HK$6,118/mo
▼ 0.25% · 3.875%
HK$116,277
−HK$3,081/mo
Today · 4.125%
HK$119,358
baseline
▲ 0.50% · 4.625%
HK$125,650
+HK$6,292/mo
Deposit HK$22.32M · loan HK$22.32M · min. income ≈ HK$238,716/mo (50% DSR)
Upfront cash ≈ HK$24.22M (deposit + AVD stamp duty HK$1,897,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,148
−HK$7,659/mo
▼ 0.25% · 3.875%
HK$125,947
−HK$3,860/mo
Today · 4.125%
HK$129,807
baseline
▲ 0.50% · 4.625%
HK$137,706
+HK$7,899/mo
Deposit HK$17.86M · loan HK$26.78M · min. income ≈ HK$259,614/mo (50% DSR)
Upfront cash ≈ HK$19.75M (deposit + AVD stamp duty HK$1,897,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,888
−HK$7,342/mo
▼ 0.25% · 3.875%
HK$139,533
−HK$3,697/mo
Today · 4.125%
HK$143,230
baseline
▲ 0.50% · 4.625%
HK$150,780
+HK$7,550/mo
Deposit HK$17.86M · loan HK$26.78M · min. income ≈ HK$286,460/mo (50% DSR)
Upfront cash ≈ HK$19.75M (deposit + AVD stamp duty HK$1,897,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,506
−HK$8,936/mo
▼ 0.25% · 3.875%
HK$146,938
−HK$4,504/mo
Today · 4.125%
HK$151,442
baseline
▲ 0.50% · 4.625%
HK$160,657
+HK$9,215/mo
Deposit HK$13.39M · loan HK$31.25M · min. income ≈ HK$302,884/mo (50% DSR)
Upfront cash ≈ HK$15.29M (deposit + AVD stamp duty HK$1,897,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,536
−HK$8,565/mo
▼ 0.25% · 3.875%
HK$162,788
−HK$4,313/mo
Today · 4.125%
HK$167,101
baseline
▲ 0.50% · 4.625%
HK$175,909
+HK$8,808/mo
Deposit HK$13.39M · loan HK$31.25M · min. income ≈ HK$334,202/mo (50% DSR)
Upfront cash ≈ HK$15.29M (deposit + AVD stamp duty HK$1,897,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,222
−HK$11,489/mo
▼ 0.25% · 3.875%
HK$188,921
−HK$5,790/mo
Today · 4.125%
HK$194,711
baseline
▲ 0.50% · 4.625%
HK$206,559
+HK$11,848/mo
Deposit HK$4.46M · loan HK$40.18M · min. income ≈ HK$389,422/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$1,897,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,832
−HK$11,013/mo
▼ 0.25% · 3.875%
HK$209,299
−HK$5,546/mo
Today · 4.125%
HK$214,845
baseline
▲ 0.50% · 4.625%
HK$226,169
+HK$11,324/mo
Deposit HK$4.46M · loan HK$40.18M · min. income ≈ HK$429,690/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$1,897,183 · Scale 2, in force from 26 Feb 2026)