LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,804
−HK$6,384/mo
▼ 0.25% · 3.875%
HK$104,971
−HK$3,217/mo
Today · 4.125%
HK$108,188
baseline
▲ 0.50% · 4.625%
HK$114,771
+HK$6,583/mo
Deposit HK$22.32M · loan HK$22.32M · min. income ≈ HK$216,376/mo (50% DSR)
Upfront cash ≈ HK$24.22M (deposit + AVD stamp duty HK$1,897,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,256
−HK$6,119/mo
▼ 0.25% · 3.875%
HK$116,294
−HK$3,081/mo
Today · 4.125%
HK$119,375
baseline
▲ 0.50% · 4.625%
HK$125,668
+HK$6,293/mo
Deposit HK$22.32M · loan HK$22.32M · min. income ≈ HK$238,750/mo (50% DSR)
Upfront cash ≈ HK$24.22M (deposit + AVD stamp duty HK$1,897,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,165
−HK$7,661/mo
▼ 0.25% · 3.875%
HK$125,965
−HK$3,861/mo
Today · 4.125%
HK$129,826
baseline
▲ 0.50% · 4.625%
HK$137,726
+HK$7,900/mo
Deposit HK$17.86M · loan HK$26.79M · min. income ≈ HK$259,652/mo (50% DSR)
Upfront cash ≈ HK$19.76M (deposit + AVD stamp duty HK$1,897,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,908
−HK$7,342/mo
▼ 0.25% · 3.875%
HK$139,553
−HK$3,697/mo
Today · 4.125%
HK$143,250
baseline
▲ 0.50% · 4.625%
HK$150,801
+HK$7,551/mo
Deposit HK$17.86M · loan HK$26.79M · min. income ≈ HK$286,500/mo (50% DSR)
Upfront cash ≈ HK$19.76M (deposit + AVD stamp duty HK$1,897,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,526
−HK$8,938/mo
▼ 0.25% · 3.875%
HK$146,959
−HK$4,505/mo
Today · 4.125%
HK$151,464
baseline
▲ 0.50% · 4.625%
HK$160,680
+HK$9,216/mo
Deposit HK$13.39M · loan HK$31.25M · min. income ≈ HK$302,928/mo (50% DSR)
Upfront cash ≈ HK$15.29M (deposit + AVD stamp duty HK$1,897,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,559
−HK$8,566/mo
▼ 0.25% · 3.875%
HK$162,811
−HK$4,314/mo
Today · 4.125%
HK$167,125
baseline
▲ 0.50% · 4.625%
HK$175,935
+HK$8,810/mo
Deposit HK$13.39M · loan HK$31.25M · min. income ≈ HK$334,250/mo (50% DSR)
Upfront cash ≈ HK$15.29M (deposit + AVD stamp duty HK$1,897,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,248
−HK$11,491/mo
▼ 0.25% · 3.875%
HK$188,948
−HK$5,791/mo
Today · 4.125%
HK$194,739
baseline
▲ 0.50% · 4.625%
HK$206,588
+HK$11,849/mo
Deposit HK$4.46M · loan HK$40.18M · min. income ≈ HK$389,478/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$1,897,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,861
−HK$11,014/mo
▼ 0.25% · 3.875%
HK$209,329
−HK$5,546/mo
Today · 4.125%
HK$214,875
baseline
▲ 0.50% · 4.625%
HK$226,202
+HK$11,327/mo
Deposit HK$4.46M · loan HK$40.18M · min. income ≈ HK$429,750/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$1,897,456 · Scale 2, in force from 26 Feb 2026)