LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,806
−HK$6,384/mo
▼ 0.25% · 3.875%
HK$104,972
−HK$3,218/mo
Today · 4.125%
HK$108,190
baseline
▲ 0.50% · 4.625%
HK$114,773
+HK$6,583/mo
Deposit HK$22.32M · loan HK$22.32M · min. income ≈ HK$216,380/mo (50% DSR)
Upfront cash ≈ HK$24.22M (deposit + AVD stamp duty HK$1,897,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,258
−HK$6,119/mo
▼ 0.25% · 3.875%
HK$116,295
−HK$3,082/mo
Today · 4.125%
HK$119,377
baseline
▲ 0.50% · 4.625%
HK$125,669
+HK$6,292/mo
Deposit HK$22.32M · loan HK$22.32M · min. income ≈ HK$238,754/mo (50% DSR)
Upfront cash ≈ HK$24.22M (deposit + AVD stamp duty HK$1,897,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,167
−HK$7,661/mo
▼ 0.25% · 3.875%
HK$125,967
−HK$3,861/mo
Today · 4.125%
HK$129,828
baseline
▲ 0.50% · 4.625%
HK$137,727
+HK$7,899/mo
Deposit HK$17.86M · loan HK$26.79M · min. income ≈ HK$259,656/mo (50% DSR)
Upfront cash ≈ HK$19.76M (deposit + AVD stamp duty HK$1,897,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,909
−HK$7,343/mo
▼ 0.25% · 3.875%
HK$139,554
−HK$3,698/mo
Today · 4.125%
HK$143,252
baseline
▲ 0.50% · 4.625%
HK$150,803
+HK$7,551/mo
Deposit HK$17.86M · loan HK$26.79M · min. income ≈ HK$286,504/mo (50% DSR)
Upfront cash ≈ HK$19.76M (deposit + AVD stamp duty HK$1,897,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,528
−HK$8,938/mo
▼ 0.25% · 3.875%
HK$146,961
−HK$4,505/mo
Today · 4.125%
HK$151,466
baseline
▲ 0.50% · 4.625%
HK$160,682
+HK$9,216/mo
Deposit HK$13.39M · loan HK$31.25M · min. income ≈ HK$302,932/mo (50% DSR)
Upfront cash ≈ HK$15.29M (deposit + AVD stamp duty HK$1,897,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,561
−HK$8,566/mo
▼ 0.25% · 3.875%
HK$162,813
−HK$4,314/mo
Today · 4.125%
HK$167,127
baseline
▲ 0.50% · 4.625%
HK$175,937
+HK$8,810/mo
Deposit HK$13.39M · loan HK$31.25M · min. income ≈ HK$334,254/mo (50% DSR)
Upfront cash ≈ HK$15.29M (deposit + AVD stamp duty HK$1,897,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,250
−HK$11,492/mo
▼ 0.25% · 3.875%
HK$188,950
−HK$5,792/mo
Today · 4.125%
HK$194,742
baseline
▲ 0.50% · 4.625%
HK$206,591
+HK$11,849/mo
Deposit HK$4.46M · loan HK$40.18M · min. income ≈ HK$389,484/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$1,897,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,864
−HK$11,014/mo
▼ 0.25% · 3.875%
HK$209,331
−HK$5,547/mo
Today · 4.125%
HK$214,878
baseline
▲ 0.50% · 4.625%
HK$226,205
+HK$11,327/mo
Deposit HK$4.46M · loan HK$40.18M · min. income ≈ HK$429,756/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$1,897,480 · Scale 2, in force from 26 Feb 2026)