LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,181
−HK$638/mo
▼ 0.25% · 3.875%
HK$10,498
−HK$321/mo
Today · 4.125%
HK$10,819
baseline
▲ 0.50% · 4.625%
HK$11,478
+HK$659/mo
Deposit HK$2.23M · loan HK$2.23M · min. income ≈ HK$21,638/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$66,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,326
−HK$612/mo
▼ 0.25% · 3.875%
HK$11,630
−HK$308/mo
Today · 4.125%
HK$11,938
baseline
▲ 0.50% · 4.625%
HK$12,567
+HK$629/mo
Deposit HK$2.23M · loan HK$2.23M · min. income ≈ HK$23,876/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$66,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,217
−HK$766/mo
▼ 0.25% · 3.875%
HK$12,597
−HK$386/mo
Today · 4.125%
HK$12,983
baseline
▲ 0.50% · 4.625%
HK$13,773
+HK$790/mo
Deposit HK$1.79M · loan HK$2.68M · min. income ≈ HK$25,966/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$66,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,591
−HK$735/mo
▼ 0.25% · 3.875%
HK$13,956
−HK$370/mo
Today · 4.125%
HK$14,326
baseline
▲ 0.50% · 4.625%
HK$15,081
+HK$755/mo
Deposit HK$1.79M · loan HK$2.68M · min. income ≈ HK$28,652/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$66,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,253
−HK$894/mo
▼ 0.25% · 3.875%
HK$14,697
−HK$450/mo
Today · 4.125%
HK$15,147
baseline
▲ 0.50% · 4.625%
HK$16,069
+HK$922/mo
Deposit HK$1.34M · loan HK$3.13M · min. income ≈ HK$30,294/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$66,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,857
−HK$856/mo
▼ 0.25% · 3.875%
HK$16,282
−HK$431/mo
Today · 4.125%
HK$16,713
baseline
▲ 0.50% · 4.625%
HK$17,594
+HK$881/mo
Deposit HK$1.34M · loan HK$3.13M · min. income ≈ HK$33,426/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$66,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,326
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$18,896
−HK$579/mo
Today · 4.125%
HK$19,475
baseline
▲ 0.50% · 4.625%
HK$20,660
+HK$1,185/mo
Deposit HK$446K · loan HK$4.02M · min. income ≈ HK$38,950/mo (50% DSR)
Upfront cash ≈ HK$513K (deposit + AVD stamp duty HK$66,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,387
−HK$1,102/mo
▼ 0.25% · 3.875%
HK$20,934
−HK$555/mo
Today · 4.125%
HK$21,489
baseline
▲ 0.50% · 4.625%
HK$22,621
+HK$1,132/mo
Deposit HK$446K · loan HK$4.02M · min. income ≈ HK$42,978/mo (50% DSR)
Upfront cash ≈ HK$513K (deposit + AVD stamp duty HK$66,973 · Scale 2, in force from 26 Feb 2026)