LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,811
−HK$6,384/mo
▼ 0.25% · 3.875%
HK$104,978
−HK$3,217/mo
Today · 4.125%
HK$108,195
baseline
▲ 0.50% · 4.625%
HK$114,779
+HK$6,584/mo
Deposit HK$22.32M · loan HK$22.32M · min. income ≈ HK$216,390/mo (50% DSR)
Upfront cash ≈ HK$24.22M (deposit + AVD stamp duty HK$1,897,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,263
−HK$6,120/mo
▼ 0.25% · 3.875%
HK$116,301
−HK$3,082/mo
Today · 4.125%
HK$119,383
baseline
▲ 0.50% · 4.625%
HK$125,675
+HK$6,292/mo
Deposit HK$22.32M · loan HK$22.32M · min. income ≈ HK$238,766/mo (50% DSR)
Upfront cash ≈ HK$24.22M (deposit + AVD stamp duty HK$1,897,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,173
−HK$7,661/mo
▼ 0.25% · 3.875%
HK$125,973
−HK$3,861/mo
Today · 4.125%
HK$129,834
baseline
▲ 0.50% · 4.625%
HK$137,734
+HK$7,900/mo
Deposit HK$17.86M · loan HK$26.79M · min. income ≈ HK$259,668/mo (50% DSR)
Upfront cash ≈ HK$19.76M (deposit + AVD stamp duty HK$1,897,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,916
−HK$7,343/mo
▼ 0.25% · 3.875%
HK$139,561
−HK$3,698/mo
Today · 4.125%
HK$143,259
baseline
▲ 0.50% · 4.625%
HK$150,811
+HK$7,552/mo
Deposit HK$17.86M · loan HK$26.79M · min. income ≈ HK$286,518/mo (50% DSR)
Upfront cash ≈ HK$19.76M (deposit + AVD stamp duty HK$1,897,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,535
−HK$8,938/mo
▼ 0.25% · 3.875%
HK$146,969
−HK$4,504/mo
Today · 4.125%
HK$151,473
baseline
▲ 0.50% · 4.625%
HK$160,690
+HK$9,217/mo
Deposit HK$13.39M · loan HK$31.25M · min. income ≈ HK$302,946/mo (50% DSR)
Upfront cash ≈ HK$15.29M (deposit + AVD stamp duty HK$1,897,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,569
−HK$8,567/mo
▼ 0.25% · 3.875%
HK$162,821
−HK$4,315/mo
Today · 4.125%
HK$167,136
baseline
▲ 0.50% · 4.625%
HK$175,946
+HK$8,810/mo
Deposit HK$13.39M · loan HK$31.25M · min. income ≈ HK$334,272/mo (50% DSR)
Upfront cash ≈ HK$15.29M (deposit + AVD stamp duty HK$1,897,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,259
−HK$11,492/mo
▼ 0.25% · 3.875%
HK$188,960
−HK$5,791/mo
Today · 4.125%
HK$194,751
baseline
▲ 0.50% · 4.625%
HK$206,601
+HK$11,850/mo
Deposit HK$4.46M · loan HK$40.18M · min. income ≈ HK$389,502/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$1,897,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,874
−HK$11,015/mo
▼ 0.25% · 3.875%
HK$209,342
−HK$5,547/mo
Today · 4.125%
HK$214,889
baseline
▲ 0.50% · 4.625%
HK$226,216
+HK$11,327/mo
Deposit HK$4.46M · loan HK$40.18M · min. income ≈ HK$429,778/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$1,897,573 · Scale 2, in force from 26 Feb 2026)