LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,824
−HK$6,385/mo
▼ 0.25% · 3.875%
HK$104,991
−HK$3,218/mo
Today · 4.125%
HK$108,209
baseline
▲ 0.50% · 4.625%
HK$114,794
+HK$6,585/mo
Deposit HK$22.33M · loan HK$22.33M · min. income ≈ HK$216,418/mo (50% DSR)
Upfront cash ≈ HK$24.23M (deposit + AVD stamp duty HK$1,897,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,278
−HK$6,120/mo
▼ 0.25% · 3.875%
HK$116,316
−HK$3,082/mo
Today · 4.125%
HK$119,398
baseline
▲ 0.50% · 4.625%
HK$125,692
+HK$6,294/mo
Deposit HK$22.33M · loan HK$22.33M · min. income ≈ HK$238,796/mo (50% DSR)
Upfront cash ≈ HK$24.23M (deposit + AVD stamp duty HK$1,897,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,189
−HK$7,662/mo
▼ 0.25% · 3.875%
HK$125,990
−HK$3,861/mo
Today · 4.125%
HK$129,851
baseline
▲ 0.50% · 4.625%
HK$137,752
+HK$7,901/mo
Deposit HK$17.86M · loan HK$26.79M · min. income ≈ HK$259,702/mo (50% DSR)
Upfront cash ≈ HK$19.76M (deposit + AVD stamp duty HK$1,897,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,934
−HK$7,344/mo
▼ 0.25% · 3.875%
HK$139,579
−HK$3,699/mo
Today · 4.125%
HK$143,278
baseline
▲ 0.50% · 4.625%
HK$150,830
+HK$7,552/mo
Deposit HK$17.86M · loan HK$26.79M · min. income ≈ HK$286,556/mo (50% DSR)
Upfront cash ≈ HK$19.76M (deposit + AVD stamp duty HK$1,897,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,554
−HK$8,939/mo
▼ 0.25% · 3.875%
HK$146,988
−HK$4,505/mo
Today · 4.125%
HK$151,493
baseline
▲ 0.50% · 4.625%
HK$160,711
+HK$9,218/mo
Deposit HK$13.40M · loan HK$31.26M · min. income ≈ HK$302,986/mo (50% DSR)
Upfront cash ≈ HK$15.29M (deposit + AVD stamp duty HK$1,897,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,589
−HK$8,569/mo
▼ 0.25% · 3.875%
HK$162,843
−HK$4,315/mo
Today · 4.125%
HK$167,158
baseline
▲ 0.50% · 4.625%
HK$175,969
+HK$8,811/mo
Deposit HK$13.40M · loan HK$31.26M · min. income ≈ HK$334,316/mo (50% DSR)
Upfront cash ≈ HK$15.29M (deposit + AVD stamp duty HK$1,897,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,283
−HK$11,494/mo
▼ 0.25% · 3.875%
HK$188,984
−HK$5,793/mo
Today · 4.125%
HK$194,777
baseline
▲ 0.50% · 4.625%
HK$206,628
+HK$11,851/mo
Deposit HK$4.47M · loan HK$40.19M · min. income ≈ HK$389,554/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$1,897,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,901
−HK$11,016/mo
▼ 0.25% · 3.875%
HK$209,369
−HK$5,548/mo
Today · 4.125%
HK$214,917
baseline
▲ 0.50% · 4.625%
HK$226,245
+HK$11,328/mo
Deposit HK$4.47M · loan HK$40.19M · min. income ≈ HK$429,834/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$1,897,822 · Scale 2, in force from 26 Feb 2026)