LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,184
−HK$639/mo
▼ 0.25% · 3.875%
HK$10,501
−HK$322/mo
Today · 4.125%
HK$10,823
baseline
▲ 0.50% · 4.625%
HK$11,481
+HK$658/mo
Deposit HK$2.23M · loan HK$2.23M · min. income ≈ HK$21,646/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$66,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,330
−HK$612/mo
▼ 0.25% · 3.875%
HK$11,634
−HK$308/mo
Today · 4.125%
HK$11,942
baseline
▲ 0.50% · 4.625%
HK$12,571
+HK$629/mo
Deposit HK$2.23M · loan HK$2.23M · min. income ≈ HK$23,884/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$66,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,221
−HK$766/mo
▼ 0.25% · 3.875%
HK$12,601
−HK$386/mo
Today · 4.125%
HK$12,987
baseline
▲ 0.50% · 4.625%
HK$13,778
+HK$791/mo
Deposit HK$1.79M · loan HK$2.68M · min. income ≈ HK$25,974/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$66,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,596
−HK$734/mo
▼ 0.25% · 3.875%
HK$13,960
−HK$370/mo
Today · 4.125%
HK$14,330
baseline
▲ 0.50% · 4.625%
HK$15,086
+HK$756/mo
Deposit HK$1.79M · loan HK$2.68M · min. income ≈ HK$28,660/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$66,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,258
−HK$894/mo
▼ 0.25% · 3.875%
HK$14,701
−HK$451/mo
Today · 4.125%
HK$15,152
baseline
▲ 0.50% · 4.625%
HK$16,074
+HK$922/mo
Deposit HK$1.34M · loan HK$3.13M · min. income ≈ HK$30,304/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$66,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,862
−HK$857/mo
▼ 0.25% · 3.875%
HK$16,287
−HK$432/mo
Today · 4.125%
HK$16,719
baseline
▲ 0.50% · 4.625%
HK$17,600
+HK$881/mo
Deposit HK$1.34M · loan HK$3.13M · min. income ≈ HK$33,438/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$66,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,332
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$18,902
−HK$579/mo
Today · 4.125%
HK$19,481
baseline
▲ 0.50% · 4.625%
HK$20,666
+HK$1,185/mo
Deposit HK$447K · loan HK$4.02M · min. income ≈ HK$38,962/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$66,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,394
−HK$1,101/mo
▼ 0.25% · 3.875%
HK$20,941
−HK$554/mo
Today · 4.125%
HK$21,495
baseline
▲ 0.50% · 4.625%
HK$22,629
+HK$1,134/mo
Deposit HK$447K · loan HK$4.02M · min. income ≈ HK$42,990/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$66,994 · Scale 2, in force from 26 Feb 2026)