LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,847
−HK$6,387/mo
▼ 0.25% · 3.875%
HK$105,015
−HK$3,219/mo
Today · 4.125%
HK$108,234
baseline
▲ 0.50% · 4.625%
HK$114,819
+HK$6,585/mo
Deposit HK$22.33M · loan HK$22.33M · min. income ≈ HK$216,468/mo (50% DSR)
Upfront cash ≈ HK$24.23M (deposit + AVD stamp duty HK$1,898,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,304
−HK$6,121/mo
▼ 0.25% · 3.875%
HK$116,343
−HK$3,082/mo
Today · 4.125%
HK$119,425
baseline
▲ 0.50% · 4.625%
HK$125,720
+HK$6,295/mo
Deposit HK$22.33M · loan HK$22.33M · min. income ≈ HK$238,850/mo (50% DSR)
Upfront cash ≈ HK$24.23M (deposit + AVD stamp duty HK$1,898,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,216
−HK$7,664/mo
▼ 0.25% · 3.875%
HK$126,018
−HK$3,862/mo
Today · 4.125%
HK$129,880
baseline
▲ 0.50% · 4.625%
HK$137,783
+HK$7,903/mo
Deposit HK$17.87M · loan HK$26.80M · min. income ≈ HK$259,760/mo (50% DSR)
Upfront cash ≈ HK$19.76M (deposit + AVD stamp duty HK$1,898,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,965
−HK$7,345/mo
▼ 0.25% · 3.875%
HK$139,611
−HK$3,699/mo
Today · 4.125%
HK$143,310
baseline
▲ 0.50% · 4.625%
HK$150,864
+HK$7,554/mo
Deposit HK$17.87M · loan HK$26.80M · min. income ≈ HK$286,620/mo (50% DSR)
Upfront cash ≈ HK$19.76M (deposit + AVD stamp duty HK$1,898,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,586
−HK$8,941/mo
▼ 0.25% · 3.875%
HK$147,021
−HK$4,506/mo
Today · 4.125%
HK$151,527
baseline
▲ 0.50% · 4.625%
HK$160,747
+HK$9,220/mo
Deposit HK$13.40M · loan HK$31.27M · min. income ≈ HK$303,054/mo (50% DSR)
Upfront cash ≈ HK$15.30M (deposit + AVD stamp duty HK$1,898,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,625
−HK$8,570/mo
▼ 0.25% · 3.875%
HK$162,880
−HK$4,315/mo
Today · 4.125%
HK$167,195
baseline
▲ 0.50% · 4.625%
HK$176,008
+HK$8,813/mo
Deposit HK$13.40M · loan HK$31.27M · min. income ≈ HK$334,390/mo (50% DSR)
Upfront cash ≈ HK$15.30M (deposit + AVD stamp duty HK$1,898,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,325
−HK$11,496/mo
▼ 0.25% · 3.875%
HK$189,027
−HK$5,794/mo
Today · 4.125%
HK$194,821
baseline
▲ 0.50% · 4.625%
HK$206,675
+HK$11,854/mo
Deposit HK$4.47M · loan HK$40.20M · min. income ≈ HK$389,642/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$1,898,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,947
−HK$11,018/mo
▼ 0.25% · 3.875%
HK$209,417
−HK$5,548/mo
Today · 4.125%
HK$214,965
baseline
▲ 0.50% · 4.625%
HK$226,297
+HK$11,332/mo
Deposit HK$4.47M · loan HK$40.20M · min. income ≈ HK$429,930/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$1,898,251 · Scale 2, in force from 26 Feb 2026)