LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,186
−HK$639/mo
▼ 0.25% · 3.875%
HK$10,503
−HK$322/mo
Today · 4.125%
HK$10,825
baseline
▲ 0.50% · 4.625%
HK$11,484
+HK$659/mo
Deposit HK$2.23M · loan HK$2.23M · min. income ≈ HK$21,650/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$67,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,332
−HK$612/mo
▼ 0.25% · 3.875%
HK$11,636
−HK$308/mo
Today · 4.125%
HK$11,944
baseline
▲ 0.50% · 4.625%
HK$12,574
+HK$630/mo
Deposit HK$2.23M · loan HK$2.23M · min. income ≈ HK$23,888/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$67,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,223
−HK$767/mo
▼ 0.25% · 3.875%
HK$12,604
−HK$386/mo
Today · 4.125%
HK$12,990
baseline
▲ 0.50% · 4.625%
HK$13,780
+HK$790/mo
Deposit HK$1.79M · loan HK$2.68M · min. income ≈ HK$25,980/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$67,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,598
−HK$735/mo
▼ 0.25% · 3.875%
HK$13,963
−HK$370/mo
Today · 4.125%
HK$14,333
baseline
▲ 0.50% · 4.625%
HK$15,089
+HK$756/mo
Deposit HK$1.79M · loan HK$2.68M · min. income ≈ HK$28,666/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$67,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,261
−HK$894/mo
▼ 0.25% · 3.875%
HK$14,704
−HK$451/mo
Today · 4.125%
HK$15,155
baseline
▲ 0.50% · 4.625%
HK$16,077
+HK$922/mo
Deposit HK$1.34M · loan HK$3.13M · min. income ≈ HK$30,310/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$67,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,865
−HK$857/mo
▼ 0.25% · 3.875%
HK$16,290
−HK$432/mo
Today · 4.125%
HK$16,722
baseline
▲ 0.50% · 4.625%
HK$17,603
+HK$881/mo
Deposit HK$1.34M · loan HK$3.13M · min. income ≈ HK$33,444/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$67,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,335
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$18,905
−HK$580/mo
Today · 4.125%
HK$19,485
baseline
▲ 0.50% · 4.625%
HK$20,670
+HK$1,185/mo
Deposit HK$447K · loan HK$4.02M · min. income ≈ HK$38,970/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$67,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,398
−HK$1,102/mo
▼ 0.25% · 3.875%
HK$20,945
−HK$555/mo
Today · 4.125%
HK$21,500
baseline
▲ 0.50% · 4.625%
HK$22,633
+HK$1,133/mo
Deposit HK$447K · loan HK$4.02M · min. income ≈ HK$43,000/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$67,007 · Scale 2, in force from 26 Feb 2026)