LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,872
−HK$6,388/mo
▼ 0.25% · 3.875%
HK$105,041
−HK$3,219/mo
Today · 4.125%
HK$108,260
baseline
▲ 0.50% · 4.625%
HK$114,847
+HK$6,587/mo
Deposit HK$22.34M · loan HK$22.34M · min. income ≈ HK$216,520/mo (50% DSR)
Upfront cash ≈ HK$24.24M (deposit + AVD stamp duty HK$1,898,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,331
−HK$6,123/mo
▼ 0.25% · 3.875%
HK$116,371
−HK$3,083/mo
Today · 4.125%
HK$119,454
baseline
▲ 0.50% · 4.625%
HK$125,751
+HK$6,297/mo
Deposit HK$22.34M · loan HK$22.34M · min. income ≈ HK$238,908/mo (50% DSR)
Upfront cash ≈ HK$24.24M (deposit + AVD stamp duty HK$1,898,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,246
−HK$7,666/mo
▼ 0.25% · 3.875%
HK$126,049
−HK$3,863/mo
Today · 4.125%
HK$129,912
baseline
▲ 0.50% · 4.625%
HK$137,817
+HK$7,905/mo
Deposit HK$17.87M · loan HK$26.81M · min. income ≈ HK$259,824/mo (50% DSR)
Upfront cash ≈ HK$19.77M (deposit + AVD stamp duty HK$1,898,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,998
−HK$7,347/mo
▼ 0.25% · 3.875%
HK$139,645
−HK$3,700/mo
Today · 4.125%
HK$143,345
baseline
▲ 0.50% · 4.625%
HK$150,901
+HK$7,556/mo
Deposit HK$17.87M · loan HK$26.81M · min. income ≈ HK$286,690/mo (50% DSR)
Upfront cash ≈ HK$19.77M (deposit + AVD stamp duty HK$1,898,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,620
−HK$8,944/mo
▼ 0.25% · 3.875%
HK$147,057
−HK$4,507/mo
Today · 4.125%
HK$151,564
baseline
▲ 0.50% · 4.625%
HK$160,786
+HK$9,222/mo
Deposit HK$13.40M · loan HK$31.27M · min. income ≈ HK$303,128/mo (50% DSR)
Upfront cash ≈ HK$15.30M (deposit + AVD stamp duty HK$1,898,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,664
−HK$8,572/mo
▼ 0.25% · 3.875%
HK$162,919
−HK$4,317/mo
Today · 4.125%
HK$167,236
baseline
▲ 0.50% · 4.625%
HK$176,051
+HK$8,815/mo
Deposit HK$13.40M · loan HK$31.27M · min. income ≈ HK$334,472/mo (50% DSR)
Upfront cash ≈ HK$15.30M (deposit + AVD stamp duty HK$1,898,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,369
−HK$11,499/mo
▼ 0.25% · 3.875%
HK$189,073
−HK$5,795/mo
Today · 4.125%
HK$194,868
baseline
▲ 0.50% · 4.625%
HK$206,725
+HK$11,857/mo
Deposit HK$4.47M · loan HK$40.21M · min. income ≈ HK$389,736/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$1,898,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,996
−HK$11,022/mo
▼ 0.25% · 3.875%
HK$209,467
−HK$5,551/mo
Today · 4.125%
HK$215,018
baseline
▲ 0.50% · 4.625%
HK$226,352
+HK$11,334/mo
Deposit HK$4.47M · loan HK$40.21M · min. income ≈ HK$430,036/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$1,898,712 · Scale 2, in force from 26 Feb 2026)