LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,876
−HK$6,388/mo
▼ 0.25% · 3.875%
HK$105,045
−HK$3,219/mo
Today · 4.125%
HK$108,264
baseline
▲ 0.50% · 4.625%
HK$114,852
+HK$6,588/mo
Deposit HK$22.34M · loan HK$22.34M · min. income ≈ HK$216,528/mo (50% DSR)
Upfront cash ≈ HK$24.24M (deposit + AVD stamp duty HK$1,898,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,336
−HK$6,123/mo
▼ 0.25% · 3.875%
HK$116,375
−HK$3,084/mo
Today · 4.125%
HK$119,459
baseline
▲ 0.50% · 4.625%
HK$125,756
+HK$6,297/mo
Deposit HK$22.34M · loan HK$22.34M · min. income ≈ HK$238,918/mo (50% DSR)
Upfront cash ≈ HK$24.24M (deposit + AVD stamp duty HK$1,898,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,251
−HK$7,666/mo
▼ 0.25% · 3.875%
HK$126,053
−HK$3,864/mo
Today · 4.125%
HK$129,917
baseline
▲ 0.50% · 4.625%
HK$137,822
+HK$7,905/mo
Deposit HK$17.87M · loan HK$26.81M · min. income ≈ HK$259,834/mo (50% DSR)
Upfront cash ≈ HK$19.77M (deposit + AVD stamp duty HK$1,898,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,003
−HK$7,348/mo
▼ 0.25% · 3.875%
HK$139,650
−HK$3,701/mo
Today · 4.125%
HK$143,351
baseline
▲ 0.50% · 4.625%
HK$150,907
+HK$7,556/mo
Deposit HK$17.87M · loan HK$26.81M · min. income ≈ HK$286,702/mo (50% DSR)
Upfront cash ≈ HK$19.77M (deposit + AVD stamp duty HK$1,898,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,626
−HK$8,944/mo
▼ 0.25% · 3.875%
HK$147,062
−HK$4,508/mo
Today · 4.125%
HK$151,570
baseline
▲ 0.50% · 4.625%
HK$160,792
+HK$9,222/mo
Deposit HK$13.40M · loan HK$31.27M · min. income ≈ HK$303,140/mo (50% DSR)
Upfront cash ≈ HK$15.30M (deposit + AVD stamp duty HK$1,898,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,670
−HK$8,572/mo
▼ 0.25% · 3.875%
HK$162,925
−HK$4,317/mo
Today · 4.125%
HK$167,242
baseline
▲ 0.50% · 4.625%
HK$176,058
+HK$8,816/mo
Deposit HK$13.40M · loan HK$31.27M · min. income ≈ HK$334,484/mo (50% DSR)
Upfront cash ≈ HK$15.30M (deposit + AVD stamp duty HK$1,898,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,376
−HK$11,499/mo
▼ 0.25% · 3.875%
HK$189,080
−HK$5,795/mo
Today · 4.125%
HK$194,875
baseline
▲ 0.50% · 4.625%
HK$206,733
+HK$11,858/mo
Deposit HK$4.47M · loan HK$40.21M · min. income ≈ HK$389,750/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$1,898,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,004
−HK$11,022/mo
▼ 0.25% · 3.875%
HK$209,475
−HK$5,551/mo
Today · 4.125%
HK$215,026
baseline
▲ 0.50% · 4.625%
HK$226,360
+HK$11,334/mo
Deposit HK$4.47M · loan HK$40.21M · min. income ≈ HK$430,052/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$1,898,785 · Scale 2, in force from 26 Feb 2026)