LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,881
−HK$6,388/mo
▼ 0.25% · 3.875%
HK$105,050
−HK$3,219/mo
Today · 4.125%
HK$108,269
baseline
▲ 0.50% · 4.625%
HK$114,857
+HK$6,588/mo
Deposit HK$22.34M · loan HK$22.34M · min. income ≈ HK$216,538/mo (50% DSR)
Upfront cash ≈ HK$24.24M (deposit + AVD stamp duty HK$1,898,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,341
−HK$6,124/mo
▼ 0.25% · 3.875%
HK$116,381
−HK$3,084/mo
Today · 4.125%
HK$119,465
baseline
▲ 0.50% · 4.625%
HK$125,762
+HK$6,297/mo
Deposit HK$22.34M · loan HK$22.34M · min. income ≈ HK$238,930/mo (50% DSR)
Upfront cash ≈ HK$24.24M (deposit + AVD stamp duty HK$1,898,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,257
−HK$7,666/mo
▼ 0.25% · 3.875%
HK$126,060
−HK$3,863/mo
Today · 4.125%
HK$129,923
baseline
▲ 0.50% · 4.625%
HK$137,829
+HK$7,906/mo
Deposit HK$17.87M · loan HK$26.81M · min. income ≈ HK$259,846/mo (50% DSR)
Upfront cash ≈ HK$19.77M (deposit + AVD stamp duty HK$1,898,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,009
−HK$7,348/mo
▼ 0.25% · 3.875%
HK$139,657
−HK$3,700/mo
Today · 4.125%
HK$143,357
baseline
▲ 0.50% · 4.625%
HK$150,914
+HK$7,557/mo
Deposit HK$17.87M · loan HK$26.81M · min. income ≈ HK$286,714/mo (50% DSR)
Upfront cash ≈ HK$19.77M (deposit + AVD stamp duty HK$1,898,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,633
−HK$8,944/mo
▼ 0.25% · 3.875%
HK$147,069
−HK$4,508/mo
Today · 4.125%
HK$151,577
baseline
▲ 0.50% · 4.625%
HK$160,800
+HK$9,223/mo
Deposit HK$13.40M · loan HK$31.28M · min. income ≈ HK$303,154/mo (50% DSR)
Upfront cash ≈ HK$15.30M (deposit + AVD stamp duty HK$1,898,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,678
−HK$8,572/mo
▼ 0.25% · 3.875%
HK$162,933
−HK$4,317/mo
Today · 4.125%
HK$167,250
baseline
▲ 0.50% · 4.625%
HK$176,066
+HK$8,816/mo
Deposit HK$13.40M · loan HK$31.28M · min. income ≈ HK$334,500/mo (50% DSR)
Upfront cash ≈ HK$15.30M (deposit + AVD stamp duty HK$1,898,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,385
−HK$11,500/mo
▼ 0.25% · 3.875%
HK$189,089
−HK$5,796/mo
Today · 4.125%
HK$194,885
baseline
▲ 0.50% · 4.625%
HK$206,743
+HK$11,858/mo
Deposit HK$4.47M · loan HK$40.21M · min. income ≈ HK$389,770/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$1,898,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,014
−HK$11,022/mo
▼ 0.25% · 3.875%
HK$209,486
−HK$5,550/mo
Today · 4.125%
HK$215,036
baseline
▲ 0.50% · 4.625%
HK$226,371
+HK$11,335/mo
Deposit HK$4.47M · loan HK$40.21M · min. income ≈ HK$430,072/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$1,898,876 · Scale 2, in force from 26 Feb 2026)