LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,887
−HK$6,389/mo
▼ 0.25% · 3.875%
HK$105,056
−HK$3,220/mo
Today · 4.125%
HK$108,276
baseline
▲ 0.50% · 4.625%
HK$114,865
+HK$6,589/mo
Deposit HK$22.34M · loan HK$22.34M · min. income ≈ HK$216,552/mo (50% DSR)
Upfront cash ≈ HK$24.24M (deposit + AVD stamp duty HK$1,898,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,348
−HK$6,124/mo
▼ 0.25% · 3.875%
HK$116,388
−HK$3,084/mo
Today · 4.125%
HK$119,472
baseline
▲ 0.50% · 4.625%
HK$125,770
+HK$6,298/mo
Deposit HK$22.34M · loan HK$22.34M · min. income ≈ HK$238,944/mo (50% DSR)
Upfront cash ≈ HK$24.24M (deposit + AVD stamp duty HK$1,898,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,264
−HK$7,667/mo
▼ 0.25% · 3.875%
HK$126,067
−HK$3,864/mo
Today · 4.125%
HK$129,931
baseline
▲ 0.50% · 4.625%
HK$137,837
+HK$7,906/mo
Deposit HK$17.87M · loan HK$26.81M · min. income ≈ HK$259,862/mo (50% DSR)
Upfront cash ≈ HK$19.77M (deposit + AVD stamp duty HK$1,898,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,018
−HK$7,348/mo
▼ 0.25% · 3.875%
HK$139,666
−HK$3,700/mo
Today · 4.125%
HK$143,366
baseline
▲ 0.50% · 4.625%
HK$150,924
+HK$7,558/mo
Deposit HK$17.87M · loan HK$26.81M · min. income ≈ HK$286,732/mo (50% DSR)
Upfront cash ≈ HK$19.77M (deposit + AVD stamp duty HK$1,898,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,642
−HK$8,945/mo
▼ 0.25% · 3.875%
HK$147,079
−HK$4,508/mo
Today · 4.125%
HK$151,587
baseline
▲ 0.50% · 4.625%
HK$160,810
+HK$9,223/mo
Deposit HK$13.40M · loan HK$31.28M · min. income ≈ HK$303,174/mo (50% DSR)
Upfront cash ≈ HK$15.30M (deposit + AVD stamp duty HK$1,898,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,688
−HK$8,573/mo
▼ 0.25% · 3.875%
HK$162,943
−HK$4,318/mo
Today · 4.125%
HK$167,261
baseline
▲ 0.50% · 4.625%
HK$176,077
+HK$8,816/mo
Deposit HK$13.40M · loan HK$31.28M · min. income ≈ HK$334,522/mo (50% DSR)
Upfront cash ≈ HK$15.30M (deposit + AVD stamp duty HK$1,898,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,397
−HK$11,500/mo
▼ 0.25% · 3.875%
HK$189,101
−HK$5,796/mo
Today · 4.125%
HK$194,897
baseline
▲ 0.50% · 4.625%
HK$206,756
+HK$11,859/mo
Deposit HK$4.47M · loan HK$40.21M · min. income ≈ HK$389,794/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$1,898,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,027
−HK$11,023/mo
▼ 0.25% · 3.875%
HK$209,499
−HK$5,551/mo
Today · 4.125%
HK$215,050
baseline
▲ 0.50% · 4.625%
HK$226,385
+HK$11,335/mo
Deposit HK$4.47M · loan HK$40.21M · min. income ≈ HK$430,100/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$1,898,995 · Scale 2, in force from 26 Feb 2026)