LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,917
−HK$6,391/mo
▼ 0.25% · 3.875%
HK$105,087
−HK$3,221/mo
Today · 4.125%
HK$108,308
baseline
▲ 0.50% · 4.625%
HK$114,898
+HK$6,590/mo
Deposit HK$22.35M · loan HK$22.35M · min. income ≈ HK$216,616/mo (50% DSR)
Upfront cash ≈ HK$24.25M (deposit + AVD stamp duty HK$1,899,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,381
−HK$6,126/mo
▼ 0.25% · 3.875%
HK$116,422
−HK$3,085/mo
Today · 4.125%
HK$119,507
baseline
▲ 0.50% · 4.625%
HK$125,806
+HK$6,299/mo
Deposit HK$22.35M · loan HK$22.35M · min. income ≈ HK$239,014/mo (50% DSR)
Upfront cash ≈ HK$24.25M (deposit + AVD stamp duty HK$1,899,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,300
−HK$7,669/mo
▼ 0.25% · 3.875%
HK$126,104
−HK$3,865/mo
Today · 4.125%
HK$129,969
baseline
▲ 0.50% · 4.625%
HK$137,878
+HK$7,909/mo
Deposit HK$17.88M · loan HK$26.82M · min. income ≈ HK$259,938/mo (50% DSR)
Upfront cash ≈ HK$19.78M (deposit + AVD stamp duty HK$1,899,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,058
−HK$7,350/mo
▼ 0.25% · 3.875%
HK$139,706
−HK$3,702/mo
Today · 4.125%
HK$143,408
baseline
▲ 0.50% · 4.625%
HK$150,968
+HK$7,560/mo
Deposit HK$17.88M · loan HK$26.82M · min. income ≈ HK$286,816/mo (50% DSR)
Upfront cash ≈ HK$19.78M (deposit + AVD stamp duty HK$1,899,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,683
−HK$8,948/mo
▼ 0.25% · 3.875%
HK$147,122
−HK$4,509/mo
Today · 4.125%
HK$151,631
baseline
▲ 0.50% · 4.625%
HK$160,857
+HK$9,226/mo
Deposit HK$13.41M · loan HK$31.29M · min. income ≈ HK$303,262/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,899,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,734
−HK$8,576/mo
▼ 0.25% · 3.875%
HK$162,991
−HK$4,319/mo
Today · 4.125%
HK$167,310
baseline
▲ 0.50% · 4.625%
HK$176,129
+HK$8,819/mo
Deposit HK$13.41M · loan HK$31.29M · min. income ≈ HK$334,620/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,899,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,450
−HK$11,504/mo
▼ 0.25% · 3.875%
HK$189,156
−HK$5,798/mo
Today · 4.125%
HK$194,954
baseline
▲ 0.50% · 4.625%
HK$206,816
+HK$11,862/mo
Deposit HK$4.47M · loan HK$40.23M · min. income ≈ HK$389,908/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$1,899,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,086
−HK$11,026/mo
▼ 0.25% · 3.875%
HK$209,560
−HK$5,552/mo
Today · 4.125%
HK$215,112
baseline
▲ 0.50% · 4.625%
HK$226,451
+HK$11,339/mo
Deposit HK$4.47M · loan HK$40.23M · min. income ≈ HK$430,224/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$1,899,549 · Scale 2, in force from 26 Feb 2026)