LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,917
−HK$6,392/mo
▼ 0.25% · 3.875%
HK$105,088
−HK$3,221/mo
Today · 4.125%
HK$108,309
baseline
▲ 0.50% · 4.625%
HK$114,899
+HK$6,590/mo
Deposit HK$22.35M · loan HK$22.35M · min. income ≈ HK$216,618/mo (50% DSR)
Upfront cash ≈ HK$24.25M (deposit + AVD stamp duty HK$1,899,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,382
−HK$6,126/mo
▼ 0.25% · 3.875%
HK$116,423
−HK$3,085/mo
Today · 4.125%
HK$119,508
baseline
▲ 0.50% · 4.625%
HK$125,807
+HK$6,299/mo
Deposit HK$22.35M · loan HK$22.35M · min. income ≈ HK$239,016/mo (50% DSR)
Upfront cash ≈ HK$24.25M (deposit + AVD stamp duty HK$1,899,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,301
−HK$7,669/mo
▼ 0.25% · 3.875%
HK$126,105
−HK$3,865/mo
Today · 4.125%
HK$129,970
baseline
▲ 0.50% · 4.625%
HK$137,879
+HK$7,909/mo
Deposit HK$17.88M · loan HK$26.82M · min. income ≈ HK$259,940/mo (50% DSR)
Upfront cash ≈ HK$19.78M (deposit + AVD stamp duty HK$1,899,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,059
−HK$7,350/mo
▼ 0.25% · 3.875%
HK$139,708
−HK$3,701/mo
Today · 4.125%
HK$143,409
baseline
▲ 0.50% · 4.625%
HK$150,969
+HK$7,560/mo
Deposit HK$17.88M · loan HK$26.82M · min. income ≈ HK$286,818/mo (50% DSR)
Upfront cash ≈ HK$19.78M (deposit + AVD stamp duty HK$1,899,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,684
−HK$8,948/mo
▼ 0.25% · 3.875%
HK$147,123
−HK$4,509/mo
Today · 4.125%
HK$151,632
baseline
▲ 0.50% · 4.625%
HK$160,858
+HK$9,226/mo
Deposit HK$13.41M · loan HK$31.29M · min. income ≈ HK$303,264/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,899,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,735
−HK$8,576/mo
▼ 0.25% · 3.875%
HK$162,992
−HK$4,319/mo
Today · 4.125%
HK$167,311
baseline
▲ 0.50% · 4.625%
HK$176,130
+HK$8,819/mo
Deposit HK$13.41M · loan HK$31.29M · min. income ≈ HK$334,622/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,899,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,451
−HK$11,504/mo
▼ 0.25% · 3.875%
HK$189,158
−HK$5,797/mo
Today · 4.125%
HK$194,955
baseline
▲ 0.50% · 4.625%
HK$206,818
+HK$11,863/mo
Deposit HK$4.47M · loan HK$40.23M · min. income ≈ HK$389,910/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$1,899,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,088
−HK$11,026/mo
▼ 0.25% · 3.875%
HK$209,561
−HK$5,553/mo
Today · 4.125%
HK$215,114
baseline
▲ 0.50% · 4.625%
HK$226,453
+HK$11,339/mo
Deposit HK$4.47M · loan HK$40.23M · min. income ≈ HK$430,228/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$1,899,563 · Scale 2, in force from 26 Feb 2026)