LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,922
−HK$6,392/mo
▼ 0.25% · 3.875%
HK$105,092
−HK$3,222/mo
Today · 4.125%
HK$108,314
baseline
▲ 0.50% · 4.625%
HK$114,904
+HK$6,590/mo
Deposit HK$22.35M · loan HK$22.35M · min. income ≈ HK$216,628/mo (50% DSR)
Upfront cash ≈ HK$24.25M (deposit + AVD stamp duty HK$1,899,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,387
−HK$6,126/mo
▼ 0.25% · 3.875%
HK$116,428
−HK$3,085/mo
Today · 4.125%
HK$119,513
baseline
▲ 0.50% · 4.625%
HK$125,813
+HK$6,300/mo
Deposit HK$22.35M · loan HK$22.35M · min. income ≈ HK$239,026/mo (50% DSR)
Upfront cash ≈ HK$24.25M (deposit + AVD stamp duty HK$1,899,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,307
−HK$7,669/mo
▼ 0.25% · 3.875%
HK$126,111
−HK$3,865/mo
Today · 4.125%
HK$129,976
baseline
▲ 0.50% · 4.625%
HK$137,885
+HK$7,909/mo
Deposit HK$17.88M · loan HK$26.82M · min. income ≈ HK$259,952/mo (50% DSR)
Upfront cash ≈ HK$19.78M (deposit + AVD stamp duty HK$1,899,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,065
−HK$7,351/mo
▼ 0.25% · 3.875%
HK$139,714
−HK$3,702/mo
Today · 4.125%
HK$143,416
baseline
▲ 0.50% · 4.625%
HK$150,976
+HK$7,560/mo
Deposit HK$17.88M · loan HK$26.82M · min. income ≈ HK$286,832/mo (50% DSR)
Upfront cash ≈ HK$19.78M (deposit + AVD stamp duty HK$1,899,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,691
−HK$8,948/mo
▼ 0.25% · 3.875%
HK$147,129
−HK$4,510/mo
Today · 4.125%
HK$151,639
baseline
▲ 0.50% · 4.625%
HK$160,866
+HK$9,227/mo
Deposit HK$13.41M · loan HK$31.29M · min. income ≈ HK$303,278/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,899,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,742
−HK$8,577/mo
▼ 0.25% · 3.875%
HK$163,000
−HK$4,319/mo
Today · 4.125%
HK$167,319
baseline
▲ 0.50% · 4.625%
HK$176,138
+HK$8,819/mo
Deposit HK$13.41M · loan HK$31.29M · min. income ≈ HK$334,638/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,899,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,460
−HK$11,504/mo
▼ 0.25% · 3.875%
HK$189,166
−HK$5,798/mo
Today · 4.125%
HK$194,964
baseline
▲ 0.50% · 4.625%
HK$206,827
+HK$11,863/mo
Deposit HK$4.47M · loan HK$40.23M · min. income ≈ HK$389,928/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$1,899,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,097
−HK$11,027/mo
▼ 0.25% · 3.875%
HK$209,571
−HK$5,553/mo
Today · 4.125%
HK$215,124
baseline
▲ 0.50% · 4.625%
HK$226,463
+HK$11,339/mo
Deposit HK$4.47M · loan HK$40.23M · min. income ≈ HK$430,248/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$1,899,651 · Scale 2, in force from 26 Feb 2026)