LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,923
−HK$6,391/mo
▼ 0.25% · 3.875%
HK$105,093
−HK$3,221/mo
Today · 4.125%
HK$108,314
baseline
▲ 0.50% · 4.625%
HK$114,905
+HK$6,591/mo
Deposit HK$22.35M · loan HK$22.35M · min. income ≈ HK$216,628/mo (50% DSR)
Upfront cash ≈ HK$24.25M (deposit + AVD stamp duty HK$1,899,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,388
−HK$6,126/mo
▼ 0.25% · 3.875%
HK$116,429
−HK$3,085/mo
Today · 4.125%
HK$119,514
baseline
▲ 0.50% · 4.625%
HK$125,814
+HK$6,300/mo
Deposit HK$22.35M · loan HK$22.35M · min. income ≈ HK$239,028/mo (50% DSR)
Upfront cash ≈ HK$24.25M (deposit + AVD stamp duty HK$1,899,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,307
−HK$7,670/mo
▼ 0.25% · 3.875%
HK$126,112
−HK$3,865/mo
Today · 4.125%
HK$129,977
baseline
▲ 0.50% · 4.625%
HK$137,886
+HK$7,909/mo
Deposit HK$17.88M · loan HK$26.82M · min. income ≈ HK$259,954/mo (50% DSR)
Upfront cash ≈ HK$19.78M (deposit + AVD stamp duty HK$1,899,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,066
−HK$7,351/mo
▼ 0.25% · 3.875%
HK$139,715
−HK$3,702/mo
Today · 4.125%
HK$143,417
baseline
▲ 0.50% · 4.625%
HK$150,977
+HK$7,560/mo
Deposit HK$17.88M · loan HK$26.82M · min. income ≈ HK$286,834/mo (50% DSR)
Upfront cash ≈ HK$19.78M (deposit + AVD stamp duty HK$1,899,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,692
−HK$8,948/mo
▼ 0.25% · 3.875%
HK$147,130
−HK$4,510/mo
Today · 4.125%
HK$151,640
baseline
▲ 0.50% · 4.625%
HK$160,867
+HK$9,227/mo
Deposit HK$13.41M · loan HK$31.29M · min. income ≈ HK$303,280/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,899,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,743
−HK$8,577/mo
▼ 0.25% · 3.875%
HK$163,001
−HK$4,319/mo
Today · 4.125%
HK$167,320
baseline
▲ 0.50% · 4.625%
HK$176,139
+HK$8,819/mo
Deposit HK$13.41M · loan HK$31.29M · min. income ≈ HK$334,640/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,899,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,461
−HK$11,505/mo
▼ 0.25% · 3.875%
HK$189,168
−HK$5,798/mo
Today · 4.125%
HK$194,966
baseline
▲ 0.50% · 4.625%
HK$206,829
+HK$11,863/mo
Deposit HK$4.47M · loan HK$40.23M · min. income ≈ HK$389,932/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$1,899,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,098
−HK$11,027/mo
▼ 0.25% · 3.875%
HK$209,572
−HK$5,553/mo
Today · 4.125%
HK$215,125
baseline
▲ 0.50% · 4.625%
HK$226,465
+HK$11,340/mo
Deposit HK$4.47M · loan HK$40.23M · min. income ≈ HK$430,250/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$1,899,663 · Scale 2, in force from 26 Feb 2026)