LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,193
−HK$639/mo
▼ 0.25% · 3.875%
HK$10,510
−HK$322/mo
Today · 4.125%
HK$10,832
baseline
▲ 0.50% · 4.625%
HK$11,491
+HK$659/mo
Deposit HK$2.24M · loan HK$2.24M · min. income ≈ HK$21,664/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$67,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,340
−HK$612/mo
▼ 0.25% · 3.875%
HK$11,644
−HK$308/mo
Today · 4.125%
HK$11,952
baseline
▲ 0.50% · 4.625%
HK$12,582
+HK$630/mo
Deposit HK$2.24M · loan HK$2.24M · min. income ≈ HK$23,904/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$67,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,232
−HK$767/mo
▼ 0.25% · 3.875%
HK$12,612
−HK$387/mo
Today · 4.125%
HK$12,999
baseline
▲ 0.50% · 4.625%
HK$13,789
+HK$790/mo
Deposit HK$1.79M · loan HK$2.68M · min. income ≈ HK$25,998/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$67,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,607
−HK$736/mo
▼ 0.25% · 3.875%
HK$13,972
−HK$371/mo
Today · 4.125%
HK$14,343
baseline
▲ 0.50% · 4.625%
HK$15,099
+HK$756/mo
Deposit HK$1.79M · loan HK$2.68M · min. income ≈ HK$28,686/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$67,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,270
−HK$895/mo
▼ 0.25% · 3.875%
HK$14,714
−HK$451/mo
Today · 4.125%
HK$15,165
baseline
▲ 0.50% · 4.625%
HK$16,088
+HK$923/mo
Deposit HK$1.34M · loan HK$3.13M · min. income ≈ HK$30,330/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$67,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,875
−HK$858/mo
▼ 0.25% · 3.875%
HK$16,301
−HK$432/mo
Today · 4.125%
HK$16,733
baseline
▲ 0.50% · 4.625%
HK$17,615
+HK$882/mo
Deposit HK$1.34M · loan HK$3.13M · min. income ≈ HK$33,466/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$67,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,347
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$18,918
−HK$580/mo
Today · 4.125%
HK$19,498
baseline
▲ 0.50% · 4.625%
HK$20,684
+HK$1,186/mo
Deposit HK$447K · loan HK$4.02M · min. income ≈ HK$38,996/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$67,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,411
−HK$1,103/mo
▼ 0.25% · 3.875%
HK$20,959
−HK$555/mo
Today · 4.125%
HK$21,514
baseline
▲ 0.50% · 4.625%
HK$22,648
+HK$1,134/mo
Deposit HK$447K · loan HK$4.02M · min. income ≈ HK$43,028/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$67,052 · Scale 2, in force from 26 Feb 2026)