LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,931
−HK$6,392/mo
▼ 0.25% · 3.875%
HK$105,101
−HK$3,222/mo
Today · 4.125%
HK$108,323
baseline
▲ 0.50% · 4.625%
HK$114,914
+HK$6,591/mo
Deposit HK$22.35M · loan HK$22.35M · min. income ≈ HK$216,646/mo (50% DSR)
Upfront cash ≈ HK$24.25M (deposit + AVD stamp duty HK$1,899,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,397
−HK$6,126/mo
▼ 0.25% · 3.875%
HK$116,438
−HK$3,085/mo
Today · 4.125%
HK$119,523
baseline
▲ 0.50% · 4.625%
HK$125,823
+HK$6,300/mo
Deposit HK$22.35M · loan HK$22.35M · min. income ≈ HK$239,046/mo (50% DSR)
Upfront cash ≈ HK$24.25M (deposit + AVD stamp duty HK$1,899,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,317
−HK$7,670/mo
▼ 0.25% · 3.875%
HK$126,121
−HK$3,866/mo
Today · 4.125%
HK$129,987
baseline
▲ 0.50% · 4.625%
HK$137,896
+HK$7,909/mo
Deposit HK$17.88M · loan HK$26.82M · min. income ≈ HK$259,974/mo (50% DSR)
Upfront cash ≈ HK$19.78M (deposit + AVD stamp duty HK$1,899,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,076
−HK$7,352/mo
▼ 0.25% · 3.875%
HK$139,726
−HK$3,702/mo
Today · 4.125%
HK$143,428
baseline
▲ 0.50% · 4.625%
HK$150,988
+HK$7,560/mo
Deposit HK$17.88M · loan HK$26.82M · min. income ≈ HK$286,856/mo (50% DSR)
Upfront cash ≈ HK$19.78M (deposit + AVD stamp duty HK$1,899,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,703
−HK$8,949/mo
▼ 0.25% · 3.875%
HK$147,142
−HK$4,510/mo
Today · 4.125%
HK$151,652
baseline
▲ 0.50% · 4.625%
HK$160,879
+HK$9,227/mo
Deposit HK$13.41M · loan HK$31.29M · min. income ≈ HK$303,304/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,899,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,755
−HK$8,578/mo
▼ 0.25% · 3.875%
HK$163,013
−HK$4,320/mo
Today · 4.125%
HK$167,333
baseline
▲ 0.50% · 4.625%
HK$176,153
+HK$8,820/mo
Deposit HK$13.41M · loan HK$31.29M · min. income ≈ HK$334,666/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,899,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,475
−HK$11,506/mo
▼ 0.25% · 3.875%
HK$189,182
−HK$5,799/mo
Today · 4.125%
HK$194,981
baseline
▲ 0.50% · 4.625%
HK$206,845
+HK$11,864/mo
Deposit HK$4.47M · loan HK$40.23M · min. income ≈ HK$389,962/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$1,899,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,114
−HK$11,028/mo
▼ 0.25% · 3.875%
HK$209,588
−HK$5,554/mo
Today · 4.125%
HK$215,142
baseline
▲ 0.50% · 4.625%
HK$226,482
+HK$11,340/mo
Deposit HK$4.47M · loan HK$40.23M · min. income ≈ HK$430,284/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$1,899,809 · Scale 2, in force from 26 Feb 2026)