LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,931
−HK$6,392/mo
▼ 0.25% · 3.875%
HK$105,102
−HK$3,221/mo
Today · 4.125%
HK$108,323
baseline
▲ 0.50% · 4.625%
HK$114,915
+HK$6,592/mo
Deposit HK$22.35M · loan HK$22.35M · min. income ≈ HK$216,646/mo (50% DSR)
Upfront cash ≈ HK$24.25M (deposit + AVD stamp duty HK$1,899,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,398
−HK$6,126/mo
▼ 0.25% · 3.875%
HK$116,439
−HK$3,085/mo
Today · 4.125%
HK$119,524
baseline
▲ 0.50% · 4.625%
HK$125,825
+HK$6,301/mo
Deposit HK$22.35M · loan HK$22.35M · min. income ≈ HK$239,048/mo (50% DSR)
Upfront cash ≈ HK$24.25M (deposit + AVD stamp duty HK$1,899,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,318
−HK$7,670/mo
▼ 0.25% · 3.875%
HK$126,123
−HK$3,865/mo
Today · 4.125%
HK$129,988
baseline
▲ 0.50% · 4.625%
HK$137,898
+HK$7,910/mo
Deposit HK$17.88M · loan HK$26.82M · min. income ≈ HK$259,976/mo (50% DSR)
Upfront cash ≈ HK$19.78M (deposit + AVD stamp duty HK$1,899,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,077
−HK$7,352/mo
▼ 0.25% · 3.875%
HK$139,727
−HK$3,702/mo
Today · 4.125%
HK$143,429
baseline
▲ 0.50% · 4.625%
HK$150,989
+HK$7,560/mo
Deposit HK$17.88M · loan HK$26.82M · min. income ≈ HK$286,858/mo (50% DSR)
Upfront cash ≈ HK$19.78M (deposit + AVD stamp duty HK$1,899,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,704
−HK$8,949/mo
▼ 0.25% · 3.875%
HK$147,143
−HK$4,510/mo
Today · 4.125%
HK$151,653
baseline
▲ 0.50% · 4.625%
HK$160,881
+HK$9,228/mo
Deposit HK$13.41M · loan HK$31.29M · min. income ≈ HK$303,306/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,899,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,757
−HK$8,577/mo
▼ 0.25% · 3.875%
HK$163,015
−HK$4,319/mo
Today · 4.125%
HK$167,334
baseline
▲ 0.50% · 4.625%
HK$176,154
+HK$8,820/mo
Deposit HK$13.41M · loan HK$31.29M · min. income ≈ HK$334,668/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,899,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,477
−HK$11,505/mo
▼ 0.25% · 3.875%
HK$189,184
−HK$5,798/mo
Today · 4.125%
HK$194,982
baseline
▲ 0.50% · 4.625%
HK$206,846
+HK$11,864/mo
Deposit HK$4.47M · loan HK$40.23M · min. income ≈ HK$389,964/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$1,899,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,116
−HK$11,028/mo
▼ 0.25% · 3.875%
HK$209,590
−HK$5,554/mo
Today · 4.125%
HK$215,144
baseline
▲ 0.50% · 4.625%
HK$226,484
+HK$11,340/mo
Deposit HK$4.47M · loan HK$40.23M · min. income ≈ HK$430,288/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$1,899,826 · Scale 2, in force from 26 Feb 2026)