LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,936
−HK$6,392/mo
▼ 0.25% · 3.875%
HK$105,107
−HK$3,221/mo
Today · 4.125%
HK$108,328
baseline
▲ 0.50% · 4.625%
HK$114,920
+HK$6,592/mo
Deposit HK$22.35M · loan HK$22.35M · min. income ≈ HK$216,656/mo (50% DSR)
Upfront cash ≈ HK$24.25M (deposit + AVD stamp duty HK$1,899,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,403
−HK$6,127/mo
▼ 0.25% · 3.875%
HK$116,444
−HK$3,086/mo
Today · 4.125%
HK$119,530
baseline
▲ 0.50% · 4.625%
HK$125,830
+HK$6,300/mo
Deposit HK$22.35M · loan HK$22.35M · min. income ≈ HK$239,060/mo (50% DSR)
Upfront cash ≈ HK$24.25M (deposit + AVD stamp duty HK$1,899,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,323
−HK$7,671/mo
▼ 0.25% · 3.875%
HK$126,128
−HK$3,866/mo
Today · 4.125%
HK$129,994
baseline
▲ 0.50% · 4.625%
HK$137,904
+HK$7,910/mo
Deposit HK$17.88M · loan HK$26.82M · min. income ≈ HK$259,988/mo (50% DSR)
Upfront cash ≈ HK$19.78M (deposit + AVD stamp duty HK$1,899,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,083
−HK$7,353/mo
▼ 0.25% · 3.875%
HK$139,733
−HK$3,703/mo
Today · 4.125%
HK$143,436
baseline
▲ 0.50% · 4.625%
HK$150,996
+HK$7,560/mo
Deposit HK$17.88M · loan HK$26.82M · min. income ≈ HK$286,872/mo (50% DSR)
Upfront cash ≈ HK$19.78M (deposit + AVD stamp duty HK$1,899,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,710
−HK$8,950/mo
▼ 0.25% · 3.875%
HK$147,150
−HK$4,510/mo
Today · 4.125%
HK$151,660
baseline
▲ 0.50% · 4.625%
HK$160,888
+HK$9,228/mo
Deposit HK$13.41M · loan HK$31.29M · min. income ≈ HK$303,320/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,899,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,764
−HK$8,577/mo
▼ 0.25% · 3.875%
HK$163,022
−HK$4,319/mo
Today · 4.125%
HK$167,341
baseline
▲ 0.50% · 4.625%
HK$176,162
+HK$8,821/mo
Deposit HK$13.41M · loan HK$31.29M · min. income ≈ HK$334,682/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,899,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,485
−HK$11,506/mo
▼ 0.25% · 3.875%
HK$189,192
−HK$5,799/mo
Today · 4.125%
HK$194,991
baseline
▲ 0.50% · 4.625%
HK$206,856
+HK$11,865/mo
Deposit HK$4.47M · loan HK$40.23M · min. income ≈ HK$389,982/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$1,899,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,125
−HK$11,028/mo
▼ 0.25% · 3.875%
HK$209,600
−HK$5,553/mo
Today · 4.125%
HK$215,153
baseline
▲ 0.50% · 4.625%
HK$226,494
+HK$11,341/mo
Deposit HK$4.47M · loan HK$40.23M · min. income ≈ HK$430,306/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$1,899,910 · Scale 2, in force from 26 Feb 2026)