LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,938
−HK$6,392/mo
▼ 0.25% · 3.875%
HK$105,108
−HK$3,222/mo
Today · 4.125%
HK$108,330
baseline
▲ 0.50% · 4.625%
HK$114,922
+HK$6,592/mo
Deposit HK$22.35M · loan HK$22.35M · min. income ≈ HK$216,660/mo (50% DSR)
Upfront cash ≈ HK$24.25M (deposit + AVD stamp duty HK$1,899,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,404
−HK$6,127/mo
▼ 0.25% · 3.875%
HK$116,446
−HK$3,085/mo
Today · 4.125%
HK$119,531
baseline
▲ 0.50% · 4.625%
HK$125,832
+HK$6,301/mo
Deposit HK$22.35M · loan HK$22.35M · min. income ≈ HK$239,062/mo (50% DSR)
Upfront cash ≈ HK$24.25M (deposit + AVD stamp duty HK$1,899,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,325
−HK$7,671/mo
▼ 0.25% · 3.875%
HK$126,130
−HK$3,866/mo
Today · 4.125%
HK$129,996
baseline
▲ 0.50% · 4.625%
HK$137,906
+HK$7,910/mo
Deposit HK$17.88M · loan HK$26.82M · min. income ≈ HK$259,992/mo (50% DSR)
Upfront cash ≈ HK$19.78M (deposit + AVD stamp duty HK$1,899,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,085
−HK$7,353/mo
▼ 0.25% · 3.875%
HK$139,735
−HK$3,703/mo
Today · 4.125%
HK$143,438
baseline
▲ 0.50% · 4.625%
HK$150,998
+HK$7,560/mo
Deposit HK$17.88M · loan HK$26.82M · min. income ≈ HK$286,876/mo (50% DSR)
Upfront cash ≈ HK$19.78M (deposit + AVD stamp duty HK$1,899,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,713
−HK$8,949/mo
▼ 0.25% · 3.875%
HK$147,152
−HK$4,510/mo
Today · 4.125%
HK$151,662
baseline
▲ 0.50% · 4.625%
HK$160,890
+HK$9,228/mo
Deposit HK$13.41M · loan HK$31.29M · min. income ≈ HK$303,324/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,899,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,766
−HK$8,578/mo
▼ 0.25% · 3.875%
HK$163,024
−HK$4,320/mo
Today · 4.125%
HK$167,344
baseline
▲ 0.50% · 4.625%
HK$176,165
+HK$8,821/mo
Deposit HK$13.41M · loan HK$31.29M · min. income ≈ HK$334,688/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,899,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,488
−HK$11,506/mo
▼ 0.25% · 3.875%
HK$189,195
−HK$5,799/mo
Today · 4.125%
HK$194,994
baseline
▲ 0.50% · 4.625%
HK$206,859
+HK$11,865/mo
Deposit HK$4.47M · loan HK$40.23M · min. income ≈ HK$389,988/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$1,899,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,128
−HK$11,028/mo
▼ 0.25% · 3.875%
HK$209,603
−HK$5,553/mo
Today · 4.125%
HK$215,156
baseline
▲ 0.50% · 4.625%
HK$226,498
+HK$11,342/mo
Deposit HK$4.47M · loan HK$40.23M · min. income ≈ HK$430,312/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$1,899,938 · Scale 2, in force from 26 Feb 2026)