LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,195
−HK$639/mo
▼ 0.25% · 3.875%
HK$10,512
−HK$322/mo
Today · 4.125%
HK$10,834
baseline
▲ 0.50% · 4.625%
HK$11,493
+HK$659/mo
Deposit HK$2.24M · loan HK$2.24M · min. income ≈ HK$21,668/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$67,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,341
−HK$613/mo
▼ 0.25% · 3.875%
HK$11,646
−HK$308/mo
Today · 4.125%
HK$11,954
baseline
▲ 0.50% · 4.625%
HK$12,584
+HK$630/mo
Deposit HK$2.24M · loan HK$2.24M · min. income ≈ HK$23,908/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$67,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,234
−HK$767/mo
▼ 0.25% · 3.875%
HK$12,614
−HK$387/mo
Today · 4.125%
HK$13,001
baseline
▲ 0.50% · 4.625%
HK$13,792
+HK$791/mo
Deposit HK$1.79M · loan HK$2.68M · min. income ≈ HK$26,002/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$67,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,610
−HK$735/mo
▼ 0.25% · 3.875%
HK$13,975
−HK$370/mo
Today · 4.125%
HK$14,345
baseline
▲ 0.50% · 4.625%
HK$15,101
+HK$756/mo
Deposit HK$1.79M · loan HK$2.68M · min. income ≈ HK$28,690/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$67,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,273
−HK$895/mo
▼ 0.25% · 3.875%
HK$14,716
−HK$452/mo
Today · 4.125%
HK$15,168
baseline
▲ 0.50% · 4.625%
HK$16,090
+HK$922/mo
Deposit HK$1.34M · loan HK$3.13M · min. income ≈ HK$30,336/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$67,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,878
−HK$858/mo
▼ 0.25% · 3.875%
HK$16,304
−HK$432/mo
Today · 4.125%
HK$16,736
baseline
▲ 0.50% · 4.625%
HK$17,618
+HK$882/mo
Deposit HK$1.34M · loan HK$3.13M · min. income ≈ HK$33,472/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$67,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,350
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$18,921
−HK$580/mo
Today · 4.125%
HK$19,501
baseline
▲ 0.50% · 4.625%
HK$20,688
+HK$1,187/mo
Deposit HK$447K · loan HK$4.02M · min. income ≈ HK$39,002/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$67,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,415
−HK$1,103/mo
▼ 0.25% · 3.875%
HK$20,962
−HK$556/mo
Today · 4.125%
HK$21,518
baseline
▲ 0.50% · 4.625%
HK$22,652
+HK$1,134/mo
Deposit HK$447K · loan HK$4.02M · min. income ≈ HK$43,036/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$67,063 · Scale 2, in force from 26 Feb 2026)