LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,950
−HK$6,394/mo
▼ 0.25% · 3.875%
HK$105,122
−HK$3,222/mo
Today · 4.125%
HK$108,344
baseline
▲ 0.50% · 4.625%
HK$114,936
+HK$6,592/mo
Deposit HK$22.36M · loan HK$22.36M · min. income ≈ HK$216,688/mo (50% DSR)
Upfront cash ≈ HK$24.26M (deposit + AVD stamp duty HK$1,900,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,419
−HK$6,127/mo
▼ 0.25% · 3.875%
HK$116,461
−HK$3,085/mo
Today · 4.125%
HK$119,546
baseline
▲ 0.50% · 4.625%
HK$125,848
+HK$6,302/mo
Deposit HK$22.36M · loan HK$22.36M · min. income ≈ HK$239,092/mo (50% DSR)
Upfront cash ≈ HK$24.26M (deposit + AVD stamp duty HK$1,900,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,340
−HK$7,672/mo
▼ 0.25% · 3.875%
HK$126,146
−HK$3,866/mo
Today · 4.125%
HK$130,012
baseline
▲ 0.50% · 4.625%
HK$137,923
+HK$7,911/mo
Deposit HK$17.88M · loan HK$26.83M · min. income ≈ HK$260,024/mo (50% DSR)
Upfront cash ≈ HK$19.78M (deposit + AVD stamp duty HK$1,900,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,103
−HK$7,353/mo
▼ 0.25% · 3.875%
HK$139,753
−HK$3,703/mo
Today · 4.125%
HK$143,456
baseline
▲ 0.50% · 4.625%
HK$151,018
+HK$7,562/mo
Deposit HK$17.88M · loan HK$26.83M · min. income ≈ HK$286,912/mo (50% DSR)
Upfront cash ≈ HK$19.78M (deposit + AVD stamp duty HK$1,900,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,731
−HK$8,950/mo
▼ 0.25% · 3.875%
HK$147,170
−HK$4,511/mo
Today · 4.125%
HK$151,681
baseline
▲ 0.50% · 4.625%
HK$160,910
+HK$9,229/mo
Deposit HK$13.41M · loan HK$31.30M · min. income ≈ HK$303,362/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,900,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,786
−HK$8,579/mo
▼ 0.25% · 3.875%
HK$163,045
−HK$4,320/mo
Today · 4.125%
HK$167,365
baseline
▲ 0.50% · 4.625%
HK$176,187
+HK$8,822/mo
Deposit HK$13.41M · loan HK$31.30M · min. income ≈ HK$334,730/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,900,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,511
−HK$11,507/mo
▼ 0.25% · 3.875%
HK$189,219
−HK$5,799/mo
Today · 4.125%
HK$195,018
baseline
▲ 0.50% · 4.625%
HK$206,885
+HK$11,867/mo
Deposit HK$4.47M · loan HK$40.24M · min. income ≈ HK$390,036/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$1,900,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,154
−HK$11,030/mo
▼ 0.25% · 3.875%
HK$209,629
−HK$5,555/mo
Today · 4.125%
HK$215,184
baseline
▲ 0.50% · 4.625%
HK$226,526
+HK$11,342/mo
Deposit HK$4.47M · loan HK$40.24M · min. income ≈ HK$430,368/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$1,900,178 · Scale 2, in force from 26 Feb 2026)