LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,953
−HK$6,393/mo
▼ 0.25% · 3.875%
HK$105,124
−HK$3,222/mo
Today · 4.125%
HK$108,346
baseline
▲ 0.50% · 4.625%
HK$114,938
+HK$6,592/mo
Deposit HK$22.36M · loan HK$22.36M · min. income ≈ HK$216,692/mo (50% DSR)
Upfront cash ≈ HK$24.26M (deposit + AVD stamp duty HK$1,900,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,421
−HK$6,128/mo
▼ 0.25% · 3.875%
HK$116,463
−HK$3,086/mo
Today · 4.125%
HK$119,549
baseline
▲ 0.50% · 4.625%
HK$125,851
+HK$6,302/mo
Deposit HK$22.36M · loan HK$22.36M · min. income ≈ HK$239,098/mo (50% DSR)
Upfront cash ≈ HK$24.26M (deposit + AVD stamp duty HK$1,900,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,343
−HK$7,672/mo
▼ 0.25% · 3.875%
HK$126,149
−HK$3,866/mo
Today · 4.125%
HK$130,015
baseline
▲ 0.50% · 4.625%
HK$137,926
+HK$7,911/mo
Deposit HK$17.88M · loan HK$26.83M · min. income ≈ HK$260,030/mo (50% DSR)
Upfront cash ≈ HK$19.78M (deposit + AVD stamp duty HK$1,900,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,105
−HK$7,354/mo
▼ 0.25% · 3.875%
HK$139,756
−HK$3,703/mo
Today · 4.125%
HK$143,459
baseline
▲ 0.50% · 4.625%
HK$151,021
+HK$7,562/mo
Deposit HK$17.88M · loan HK$26.83M · min. income ≈ HK$286,918/mo (50% DSR)
Upfront cash ≈ HK$19.78M (deposit + AVD stamp duty HK$1,900,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,734
−HK$8,950/mo
▼ 0.25% · 3.875%
HK$147,173
−HK$4,511/mo
Today · 4.125%
HK$151,684
baseline
▲ 0.50% · 4.625%
HK$160,914
+HK$9,230/mo
Deposit HK$13.41M · loan HK$31.30M · min. income ≈ HK$303,368/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,900,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,790
−HK$8,579/mo
▼ 0.25% · 3.875%
HK$163,048
−HK$4,321/mo
Today · 4.125%
HK$167,369
baseline
▲ 0.50% · 4.625%
HK$176,191
+HK$8,822/mo
Deposit HK$13.41M · loan HK$31.30M · min. income ≈ HK$334,738/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,900,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,515
−HK$11,508/mo
▼ 0.25% · 3.875%
HK$189,223
−HK$5,800/mo
Today · 4.125%
HK$195,023
baseline
▲ 0.50% · 4.625%
HK$206,889
+HK$11,866/mo
Deposit HK$4.47M · loan HK$40.24M · min. income ≈ HK$390,046/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$1,900,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,158
−HK$11,030/mo
▼ 0.25% · 3.875%
HK$209,634
−HK$5,554/mo
Today · 4.125%
HK$215,188
baseline
▲ 0.50% · 4.625%
HK$226,531
+HK$11,343/mo
Deposit HK$4.47M · loan HK$40.24M · min. income ≈ HK$430,376/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$1,900,218 · Scale 2, in force from 26 Feb 2026)