LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,953
−HK$6,394/mo
▼ 0.25% · 3.875%
HK$105,125
−HK$3,222/mo
Today · 4.125%
HK$108,347
baseline
▲ 0.50% · 4.625%
HK$114,939
+HK$6,592/mo
Deposit HK$22.36M · loan HK$22.36M · min. income ≈ HK$216,694/mo (50% DSR)
Upfront cash ≈ HK$24.26M (deposit + AVD stamp duty HK$1,900,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,422
−HK$6,128/mo
▼ 0.25% · 3.875%
HK$116,464
−HK$3,086/mo
Today · 4.125%
HK$119,550
baseline
▲ 0.50% · 4.625%
HK$125,852
+HK$6,302/mo
Deposit HK$22.36M · loan HK$22.36M · min. income ≈ HK$239,100/mo (50% DSR)
Upfront cash ≈ HK$24.26M (deposit + AVD stamp duty HK$1,900,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,344
−HK$7,672/mo
▼ 0.25% · 3.875%
HK$126,150
−HK$3,866/mo
Today · 4.125%
HK$130,016
baseline
▲ 0.50% · 4.625%
HK$137,927
+HK$7,911/mo
Deposit HK$17.88M · loan HK$26.83M · min. income ≈ HK$260,032/mo (50% DSR)
Upfront cash ≈ HK$19.78M (deposit + AVD stamp duty HK$1,900,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,107
−HK$7,353/mo
▼ 0.25% · 3.875%
HK$139,757
−HK$3,703/mo
Today · 4.125%
HK$143,460
baseline
▲ 0.50% · 4.625%
HK$151,022
+HK$7,562/mo
Deposit HK$17.88M · loan HK$26.83M · min. income ≈ HK$286,920/mo (50% DSR)
Upfront cash ≈ HK$19.78M (deposit + AVD stamp duty HK$1,900,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,735
−HK$8,950/mo
▼ 0.25% · 3.875%
HK$147,175
−HK$4,510/mo
Today · 4.125%
HK$151,685
baseline
▲ 0.50% · 4.625%
HK$160,915
+HK$9,230/mo
Deposit HK$13.41M · loan HK$31.30M · min. income ≈ HK$303,370/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,900,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,791
−HK$8,579/mo
▼ 0.25% · 3.875%
HK$163,050
−HK$4,320/mo
Today · 4.125%
HK$167,370
baseline
▲ 0.50% · 4.625%
HK$176,192
+HK$8,822/mo
Deposit HK$13.41M · loan HK$31.30M · min. income ≈ HK$334,740/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,900,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,516
−HK$11,508/mo
▼ 0.25% · 3.875%
HK$189,224
−HK$5,800/mo
Today · 4.125%
HK$195,024
baseline
▲ 0.50% · 4.625%
HK$206,891
+HK$11,867/mo
Deposit HK$4.47M · loan HK$40.24M · min. income ≈ HK$390,048/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$1,900,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,160
−HK$11,030/mo
▼ 0.25% · 3.875%
HK$209,635
−HK$5,555/mo
Today · 4.125%
HK$215,190
baseline
▲ 0.50% · 4.625%
HK$226,533
+HK$11,343/mo
Deposit HK$4.47M · loan HK$40.24M · min. income ≈ HK$430,380/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$1,900,233 · Scale 2, in force from 26 Feb 2026)