LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,195
−HK$640/mo
▼ 0.25% · 3.875%
HK$10,512
−HK$323/mo
Today · 4.125%
HK$10,835
baseline
▲ 0.50% · 4.625%
HK$11,494
+HK$659/mo
Deposit HK$2.24M · loan HK$2.24M · min. income ≈ HK$21,670/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$67,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,342
−HK$613/mo
▼ 0.25% · 3.875%
HK$11,646
−HK$309/mo
Today · 4.125%
HK$11,955
baseline
▲ 0.50% · 4.625%
HK$12,585
+HK$630/mo
Deposit HK$2.24M · loan HK$2.24M · min. income ≈ HK$23,910/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$67,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,234
−HK$768/mo
▼ 0.25% · 3.875%
HK$12,615
−HK$387/mo
Today · 4.125%
HK$13,002
baseline
▲ 0.50% · 4.625%
HK$13,793
+HK$791/mo
Deposit HK$1.79M · loan HK$2.68M · min. income ≈ HK$26,004/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$67,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,611
−HK$735/mo
▼ 0.25% · 3.875%
HK$13,976
−HK$370/mo
Today · 4.125%
HK$14,346
baseline
▲ 0.50% · 4.625%
HK$15,102
+HK$756/mo
Deposit HK$1.79M · loan HK$2.68M · min. income ≈ HK$28,692/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$67,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,273
−HK$896/mo
▼ 0.25% · 3.875%
HK$14,717
−HK$452/mo
Today · 4.125%
HK$15,169
baseline
▲ 0.50% · 4.625%
HK$16,092
+HK$923/mo
Deposit HK$1.34M · loan HK$3.13M · min. income ≈ HK$30,338/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$67,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,879
−HK$858/mo
▼ 0.25% · 3.875%
HK$16,305
−HK$432/mo
Today · 4.125%
HK$16,737
baseline
▲ 0.50% · 4.625%
HK$17,619
+HK$882/mo
Deposit HK$1.34M · loan HK$3.13M · min. income ≈ HK$33,474/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$67,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,352
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$18,922
−HK$580/mo
Today · 4.125%
HK$19,502
baseline
▲ 0.50% · 4.625%
HK$20,689
+HK$1,187/mo
Deposit HK$447K · loan HK$4.02M · min. income ≈ HK$39,004/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$67,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,416
−HK$1,103/mo
▼ 0.25% · 3.875%
HK$20,964
−HK$555/mo
Today · 4.125%
HK$21,519
baseline
▲ 0.50% · 4.625%
HK$22,653
+HK$1,134/mo
Deposit HK$447K · loan HK$4.02M · min. income ≈ HK$43,038/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$67,068 · Scale 2, in force from 26 Feb 2026)