LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,956
−HK$6,394/mo
▼ 0.25% · 3.875%
HK$105,128
−HK$3,222/mo
Today · 4.125%
HK$108,350
baseline
▲ 0.50% · 4.625%
HK$114,943
+HK$6,593/mo
Deposit HK$22.36M · loan HK$22.36M · min. income ≈ HK$216,700/mo (50% DSR)
Upfront cash ≈ HK$24.26M (deposit + AVD stamp duty HK$1,900,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,425
−HK$6,128/mo
▼ 0.25% · 3.875%
HK$116,467
−HK$3,086/mo
Today · 4.125%
HK$119,553
baseline
▲ 0.50% · 4.625%
HK$125,855
+HK$6,302/mo
Deposit HK$22.36M · loan HK$22.36M · min. income ≈ HK$239,106/mo (50% DSR)
Upfront cash ≈ HK$24.26M (deposit + AVD stamp duty HK$1,900,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,348
−HK$7,672/mo
▼ 0.25% · 3.875%
HK$126,153
−HK$3,867/mo
Today · 4.125%
HK$130,020
baseline
▲ 0.50% · 4.625%
HK$137,931
+HK$7,911/mo
Deposit HK$17.89M · loan HK$26.83M · min. income ≈ HK$260,040/mo (50% DSR)
Upfront cash ≈ HK$19.79M (deposit + AVD stamp duty HK$1,900,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,110
−HK$7,354/mo
▼ 0.25% · 3.875%
HK$139,761
−HK$3,703/mo
Today · 4.125%
HK$143,464
baseline
▲ 0.50% · 4.625%
HK$151,026
+HK$7,562/mo
Deposit HK$17.89M · loan HK$26.83M · min. income ≈ HK$286,928/mo (50% DSR)
Upfront cash ≈ HK$19.79M (deposit + AVD stamp duty HK$1,900,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,739
−HK$8,951/mo
▼ 0.25% · 3.875%
HK$147,179
−HK$4,511/mo
Today · 4.125%
HK$151,690
baseline
▲ 0.50% · 4.625%
HK$160,920
+HK$9,230/mo
Deposit HK$13.41M · loan HK$31.30M · min. income ≈ HK$303,380/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,900,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,796
−HK$8,579/mo
▼ 0.25% · 3.875%
HK$163,054
−HK$4,321/mo
Today · 4.125%
HK$167,375
baseline
▲ 0.50% · 4.625%
HK$176,197
+HK$8,822/mo
Deposit HK$13.41M · loan HK$31.30M · min. income ≈ HK$334,750/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,900,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,521
−HK$11,509/mo
▼ 0.25% · 3.875%
HK$189,230
−HK$5,800/mo
Today · 4.125%
HK$195,030
baseline
▲ 0.50% · 4.625%
HK$206,897
+HK$11,867/mo
Deposit HK$4.47M · loan HK$40.24M · min. income ≈ HK$390,060/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$1,900,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,166
−HK$11,030/mo
▼ 0.25% · 3.875%
HK$209,641
−HK$5,555/mo
Today · 4.125%
HK$215,196
baseline
▲ 0.50% · 4.625%
HK$226,539
+HK$11,343/mo
Deposit HK$4.47M · loan HK$40.24M · min. income ≈ HK$430,392/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$1,900,288 · Scale 2, in force from 26 Feb 2026)