LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,957
−HK$6,394/mo
▼ 0.25% · 3.875%
HK$105,129
−HK$3,222/mo
Today · 4.125%
HK$108,351
baseline
▲ 0.50% · 4.625%
HK$114,944
+HK$6,593/mo
Deposit HK$22.36M · loan HK$22.36M · min. income ≈ HK$216,702/mo (50% DSR)
Upfront cash ≈ HK$24.26M (deposit + AVD stamp duty HK$1,900,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,427
−HK$6,128/mo
▼ 0.25% · 3.875%
HK$116,469
−HK$3,086/mo
Today · 4.125%
HK$119,555
baseline
▲ 0.50% · 4.625%
HK$125,857
+HK$6,302/mo
Deposit HK$22.36M · loan HK$22.36M · min. income ≈ HK$239,110/mo (50% DSR)
Upfront cash ≈ HK$24.26M (deposit + AVD stamp duty HK$1,900,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,349
−HK$7,672/mo
▼ 0.25% · 3.875%
HK$126,155
−HK$3,866/mo
Today · 4.125%
HK$130,021
baseline
▲ 0.50% · 4.625%
HK$137,933
+HK$7,912/mo
Deposit HK$17.89M · loan HK$26.83M · min. income ≈ HK$260,042/mo (50% DSR)
Upfront cash ≈ HK$19.79M (deposit + AVD stamp duty HK$1,900,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,112
−HK$7,354/mo
▼ 0.25% · 3.875%
HK$139,762
−HK$3,704/mo
Today · 4.125%
HK$143,466
baseline
▲ 0.50% · 4.625%
HK$151,028
+HK$7,562/mo
Deposit HK$17.89M · loan HK$26.83M · min. income ≈ HK$286,932/mo (50% DSR)
Upfront cash ≈ HK$19.79M (deposit + AVD stamp duty HK$1,900,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,740
−HK$8,951/mo
▼ 0.25% · 3.875%
HK$147,180
−HK$4,511/mo
Today · 4.125%
HK$151,691
baseline
▲ 0.50% · 4.625%
HK$160,921
+HK$9,230/mo
Deposit HK$13.41M · loan HK$31.30M · min. income ≈ HK$303,382/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,900,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,797
−HK$8,579/mo
▼ 0.25% · 3.875%
HK$163,056
−HK$4,320/mo
Today · 4.125%
HK$167,376
baseline
▲ 0.50% · 4.625%
HK$176,199
+HK$8,823/mo
Deposit HK$13.41M · loan HK$31.30M · min. income ≈ HK$334,752/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,900,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,523
−HK$11,509/mo
▼ 0.25% · 3.875%
HK$189,232
−HK$5,800/mo
Today · 4.125%
HK$195,032
baseline
▲ 0.50% · 4.625%
HK$206,899
+HK$11,867/mo
Deposit HK$4.47M · loan HK$40.24M · min. income ≈ HK$390,064/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$1,900,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,168
−HK$11,030/mo
▼ 0.25% · 3.875%
HK$209,643
−HK$5,555/mo
Today · 4.125%
HK$215,198
baseline
▲ 0.50% · 4.625%
HK$226,542
+HK$11,344/mo
Deposit HK$4.47M · loan HK$40.24M · min. income ≈ HK$430,396/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$1,900,308 · Scale 2, in force from 26 Feb 2026)