LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,966
−HK$6,394/mo
▼ 0.25% · 3.875%
HK$105,137
−HK$3,223/mo
Today · 4.125%
HK$108,360
baseline
▲ 0.50% · 4.625%
HK$114,953
+HK$6,593/mo
Deposit HK$22.36M · loan HK$22.36M · min. income ≈ HK$216,720/mo (50% DSR)
Upfront cash ≈ HK$24.26M (deposit + AVD stamp duty HK$1,900,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,436
−HK$6,128/mo
▼ 0.25% · 3.875%
HK$116,478
−HK$3,086/mo
Today · 4.125%
HK$119,564
baseline
▲ 0.50% · 4.625%
HK$125,867
+HK$6,303/mo
Deposit HK$22.36M · loan HK$22.36M · min. income ≈ HK$239,128/mo (50% DSR)
Upfront cash ≈ HK$24.26M (deposit + AVD stamp duty HK$1,900,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,359
−HK$7,673/mo
▼ 0.25% · 3.875%
HK$126,165
−HK$3,867/mo
Today · 4.125%
HK$130,032
baseline
▲ 0.50% · 4.625%
HK$137,944
+HK$7,912/mo
Deposit HK$17.89M · loan HK$26.83M · min. income ≈ HK$260,064/mo (50% DSR)
Upfront cash ≈ HK$19.79M (deposit + AVD stamp duty HK$1,900,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,123
−HK$7,354/mo
▼ 0.25% · 3.875%
HK$139,774
−HK$3,703/mo
Today · 4.125%
HK$143,477
baseline
▲ 0.50% · 4.625%
HK$151,040
+HK$7,563/mo
Deposit HK$17.89M · loan HK$26.83M · min. income ≈ HK$286,954/mo (50% DSR)
Upfront cash ≈ HK$19.79M (deposit + AVD stamp duty HK$1,900,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,752
−HK$8,952/mo
▼ 0.25% · 3.875%
HK$147,192
−HK$4,512/mo
Today · 4.125%
HK$151,704
baseline
▲ 0.50% · 4.625%
HK$160,934
+HK$9,230/mo
Deposit HK$13.42M · loan HK$31.30M · min. income ≈ HK$303,408/mo (50% DSR)
Upfront cash ≈ HK$15.32M (deposit + AVD stamp duty HK$1,900,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,810
−HK$8,580/mo
▼ 0.25% · 3.875%
HK$163,069
−HK$4,321/mo
Today · 4.125%
HK$167,390
baseline
▲ 0.50% · 4.625%
HK$176,213
+HK$8,823/mo
Deposit HK$13.42M · loan HK$31.30M · min. income ≈ HK$334,780/mo (50% DSR)
Upfront cash ≈ HK$15.32M (deposit + AVD stamp duty HK$1,900,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,538
−HK$11,510/mo
▼ 0.25% · 3.875%
HK$189,247
−HK$5,801/mo
Today · 4.125%
HK$195,048
baseline
▲ 0.50% · 4.625%
HK$206,916
+HK$11,868/mo
Deposit HK$4.47M · loan HK$40.25M · min. income ≈ HK$390,096/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$1,900,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,184
−HK$11,032/mo
▼ 0.25% · 3.875%
HK$209,660
−HK$5,556/mo
Today · 4.125%
HK$215,216
baseline
▲ 0.50% · 4.625%
HK$226,560
+HK$11,344/mo
Deposit HK$4.47M · loan HK$40.25M · min. income ≈ HK$430,432/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$1,900,462 · Scale 2, in force from 26 Feb 2026)