LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,967
−HK$6,394/mo
▼ 0.25% · 3.875%
HK$105,139
−HK$3,222/mo
Today · 4.125%
HK$108,361
baseline
▲ 0.50% · 4.625%
HK$114,955
+HK$6,594/mo
Deposit HK$22.36M · loan HK$22.36M · min. income ≈ HK$216,722/mo (50% DSR)
Upfront cash ≈ HK$24.26M (deposit + AVD stamp duty HK$1,900,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,437
−HK$6,129/mo
▼ 0.25% · 3.875%
HK$116,480
−HK$3,086/mo
Today · 4.125%
HK$119,566
baseline
▲ 0.50% · 4.625%
HK$125,868
+HK$6,302/mo
Deposit HK$22.36M · loan HK$22.36M · min. income ≈ HK$239,132/mo (50% DSR)
Upfront cash ≈ HK$24.26M (deposit + AVD stamp duty HK$1,900,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,360
−HK$7,673/mo
▼ 0.25% · 3.875%
HK$126,167
−HK$3,866/mo
Today · 4.125%
HK$130,033
baseline
▲ 0.50% · 4.625%
HK$137,946
+HK$7,913/mo
Deposit HK$17.89M · loan HK$26.83M · min. income ≈ HK$260,066/mo (50% DSR)
Upfront cash ≈ HK$19.79M (deposit + AVD stamp duty HK$1,900,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,125
−HK$7,354/mo
▼ 0.25% · 3.875%
HK$139,776
−HK$3,703/mo
Today · 4.125%
HK$143,479
baseline
▲ 0.50% · 4.625%
HK$151,042
+HK$7,563/mo
Deposit HK$17.89M · loan HK$26.83M · min. income ≈ HK$286,958/mo (50% DSR)
Upfront cash ≈ HK$19.79M (deposit + AVD stamp duty HK$1,900,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,754
−HK$8,952/mo
▼ 0.25% · 3.875%
HK$147,194
−HK$4,512/mo
Today · 4.125%
HK$151,706
baseline
▲ 0.50% · 4.625%
HK$160,937
+HK$9,231/mo
Deposit HK$13.42M · loan HK$31.30M · min. income ≈ HK$303,412/mo (50% DSR)
Upfront cash ≈ HK$15.32M (deposit + AVD stamp duty HK$1,900,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,812
−HK$8,580/mo
▼ 0.25% · 3.875%
HK$163,071
−HK$4,321/mo
Today · 4.125%
HK$167,392
baseline
▲ 0.50% · 4.625%
HK$176,216
+HK$8,824/mo
Deposit HK$13.42M · loan HK$31.30M · min. income ≈ HK$334,784/mo (50% DSR)
Upfront cash ≈ HK$15.32M (deposit + AVD stamp duty HK$1,900,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,541
−HK$11,509/mo
▼ 0.25% · 3.875%
HK$189,250
−HK$5,800/mo
Today · 4.125%
HK$195,050
baseline
▲ 0.50% · 4.625%
HK$206,919
+HK$11,869/mo
Deposit HK$4.47M · loan HK$40.25M · min. income ≈ HK$390,100/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$1,900,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,187
−HK$11,032/mo
▼ 0.25% · 3.875%
HK$209,663
−HK$5,556/mo
Today · 4.125%
HK$215,219
baseline
▲ 0.50% · 4.625%
HK$226,563
+HK$11,344/mo
Deposit HK$4.47M · loan HK$40.25M · min. income ≈ HK$430,438/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$1,900,488 · Scale 2, in force from 26 Feb 2026)