LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,197
−HK$640/mo
▼ 0.25% · 3.875%
HK$10,514
−HK$323/mo
Today · 4.125%
HK$10,837
baseline
▲ 0.50% · 4.625%
HK$11,496
+HK$659/mo
Deposit HK$2.24M · loan HK$2.24M · min. income ≈ HK$21,674/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$67,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,344
−HK$613/mo
▼ 0.25% · 3.875%
HK$11,649
−HK$308/mo
Today · 4.125%
HK$11,957
baseline
▲ 0.50% · 4.625%
HK$12,587
+HK$630/mo
Deposit HK$2.24M · loan HK$2.24M · min. income ≈ HK$23,914/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$67,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,237
−HK$767/mo
▼ 0.25% · 3.875%
HK$12,617
−HK$387/mo
Today · 4.125%
HK$13,004
baseline
▲ 0.50% · 4.625%
HK$13,795
+HK$791/mo
Deposit HK$1.79M · loan HK$2.68M · min. income ≈ HK$26,008/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$67,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,613
−HK$736/mo
▼ 0.25% · 3.875%
HK$13,978
−HK$371/mo
Today · 4.125%
HK$14,349
baseline
▲ 0.50% · 4.625%
HK$15,105
+HK$756/mo
Deposit HK$1.79M · loan HK$2.68M · min. income ≈ HK$28,698/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$67,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,276
−HK$895/mo
▼ 0.25% · 3.875%
HK$14,720
−HK$451/mo
Today · 4.125%
HK$15,171
baseline
▲ 0.50% · 4.625%
HK$16,094
+HK$923/mo
Deposit HK$1.34M · loan HK$3.13M · min. income ≈ HK$30,342/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$67,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,882
−HK$858/mo
▼ 0.25% · 3.875%
HK$16,308
−HK$432/mo
Today · 4.125%
HK$16,740
baseline
▲ 0.50% · 4.625%
HK$17,622
+HK$882/mo
Deposit HK$1.34M · loan HK$3.13M · min. income ≈ HK$33,480/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$67,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,355
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$18,926
−HK$580/mo
Today · 4.125%
HK$19,506
baseline
▲ 0.50% · 4.625%
HK$20,693
+HK$1,187/mo
Deposit HK$447K · loan HK$4.02M · min. income ≈ HK$39,012/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$67,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,420
−HK$1,103/mo
▼ 0.25% · 3.875%
HK$20,967
−HK$556/mo
Today · 4.125%
HK$21,523
baseline
▲ 0.50% · 4.625%
HK$22,657
+HK$1,134/mo
Deposit HK$447K · loan HK$4.02M · min. income ≈ HK$43,046/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$67,080 · Scale 2, in force from 26 Feb 2026)