LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,974
−HK$6,394/mo
▼ 0.25% · 3.875%
HK$105,146
−HK$3,222/mo
Today · 4.125%
HK$108,368
baseline
▲ 0.50% · 4.625%
HK$114,962
+HK$6,594/mo
Deposit HK$22.36M · loan HK$22.36M · min. income ≈ HK$216,736/mo (50% DSR)
Upfront cash ≈ HK$24.26M (deposit + AVD stamp duty HK$1,900,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,445
−HK$6,129/mo
▼ 0.25% · 3.875%
HK$116,487
−HK$3,087/mo
Today · 4.125%
HK$119,574
baseline
▲ 0.50% · 4.625%
HK$125,877
+HK$6,303/mo
Deposit HK$22.36M · loan HK$22.36M · min. income ≈ HK$239,148/mo (50% DSR)
Upfront cash ≈ HK$24.26M (deposit + AVD stamp duty HK$1,900,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,369
−HK$7,673/mo
▼ 0.25% · 3.875%
HK$126,175
−HK$3,867/mo
Today · 4.125%
HK$130,042
baseline
▲ 0.50% · 4.625%
HK$137,955
+HK$7,913/mo
Deposit HK$17.89M · loan HK$26.83M · min. income ≈ HK$260,084/mo (50% DSR)
Upfront cash ≈ HK$19.79M (deposit + AVD stamp duty HK$1,900,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,134
−HK$7,355/mo
▼ 0.25% · 3.875%
HK$139,785
−HK$3,704/mo
Today · 4.125%
HK$143,489
baseline
▲ 0.50% · 4.625%
HK$151,052
+HK$7,563/mo
Deposit HK$17.89M · loan HK$26.83M · min. income ≈ HK$286,978/mo (50% DSR)
Upfront cash ≈ HK$19.79M (deposit + AVD stamp duty HK$1,900,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,763
−HK$8,953/mo
▼ 0.25% · 3.875%
HK$147,204
−HK$4,512/mo
Today · 4.125%
HK$151,716
baseline
▲ 0.50% · 4.625%
HK$160,947
+HK$9,231/mo
Deposit HK$13.42M · loan HK$31.30M · min. income ≈ HK$303,432/mo (50% DSR)
Upfront cash ≈ HK$15.32M (deposit + AVD stamp duty HK$1,900,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,823
−HK$8,580/mo
▼ 0.25% · 3.875%
HK$163,082
−HK$4,321/mo
Today · 4.125%
HK$167,403
baseline
▲ 0.50% · 4.625%
HK$176,228
+HK$8,825/mo
Deposit HK$13.42M · loan HK$31.30M · min. income ≈ HK$334,806/mo (50% DSR)
Upfront cash ≈ HK$15.32M (deposit + AVD stamp duty HK$1,900,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,553
−HK$11,510/mo
▼ 0.25% · 3.875%
HK$189,262
−HK$5,801/mo
Today · 4.125%
HK$195,063
baseline
▲ 0.50% · 4.625%
HK$206,932
+HK$11,869/mo
Deposit HK$4.47M · loan HK$40.25M · min. income ≈ HK$390,126/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$1,900,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,201
−HK$11,032/mo
▼ 0.25% · 3.875%
HK$209,677
−HK$5,556/mo
Today · 4.125%
HK$215,233
baseline
▲ 0.50% · 4.625%
HK$226,578
+HK$11,345/mo
Deposit HK$4.47M · loan HK$40.25M · min. income ≈ HK$430,466/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$1,900,614 · Scale 2, in force from 26 Feb 2026)