LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,199
−HK$640/mo
▼ 0.25% · 3.875%
HK$10,517
−HK$322/mo
Today · 4.125%
HK$10,839
baseline
▲ 0.50% · 4.625%
HK$11,499
+HK$660/mo
Deposit HK$2.24M · loan HK$2.24M · min. income ≈ HK$21,678/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$67,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,347
−HK$613/mo
▼ 0.25% · 3.875%
HK$11,651
−HK$309/mo
Today · 4.125%
HK$11,960
baseline
▲ 0.50% · 4.625%
HK$12,590
+HK$630/mo
Deposit HK$2.24M · loan HK$2.24M · min. income ≈ HK$23,920/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$67,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,239
−HK$768/mo
▼ 0.25% · 3.875%
HK$12,620
−HK$387/mo
Today · 4.125%
HK$13,007
baseline
▲ 0.50% · 4.625%
HK$13,798
+HK$791/mo
Deposit HK$1.79M · loan HK$2.68M · min. income ≈ HK$26,014/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$67,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,616
−HK$736/mo
▼ 0.25% · 3.875%
HK$13,981
−HK$371/mo
Today · 4.125%
HK$14,352
baseline
▲ 0.50% · 4.625%
HK$15,108
+HK$756/mo
Deposit HK$1.79M · loan HK$2.68M · min. income ≈ HK$28,704/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$67,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,279
−HK$896/mo
▼ 0.25% · 3.875%
HK$14,723
−HK$452/mo
Today · 4.125%
HK$15,175
baseline
▲ 0.50% · 4.625%
HK$16,098
+HK$923/mo
Deposit HK$1.34M · loan HK$3.13M · min. income ≈ HK$30,350/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$67,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,885
−HK$859/mo
▼ 0.25% · 3.875%
HK$16,311
−HK$433/mo
Today · 4.125%
HK$16,744
baseline
▲ 0.50% · 4.625%
HK$17,626
+HK$882/mo
Deposit HK$1.34M · loan HK$3.13M · min. income ≈ HK$33,488/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$67,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,359
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$18,930
−HK$580/mo
Today · 4.125%
HK$19,510
baseline
▲ 0.50% · 4.625%
HK$20,697
+HK$1,187/mo
Deposit HK$447K · loan HK$4.03M · min. income ≈ HK$39,020/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$67,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,424
−HK$1,104/mo
▼ 0.25% · 3.875%
HK$20,972
−HK$556/mo
Today · 4.125%
HK$21,528
baseline
▲ 0.50% · 4.625%
HK$22,662
+HK$1,134/mo
Deposit HK$447K · loan HK$4.03M · min. income ≈ HK$43,056/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$67,094 · Scale 2, in force from 26 Feb 2026)