LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,998
−HK$6,396/mo
▼ 0.25% · 3.875%
HK$105,170
−HK$3,224/mo
Today · 4.125%
HK$108,394
baseline
▲ 0.50% · 4.625%
HK$114,989
+HK$6,595/mo
Deposit HK$22.37M · loan HK$22.37M · min. income ≈ HK$216,788/mo (50% DSR)
Upfront cash ≈ HK$24.27M (deposit + AVD stamp duty HK$1,901,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,471
−HK$6,131/mo
▼ 0.25% · 3.875%
HK$116,514
−HK$3,088/mo
Today · 4.125%
HK$119,602
baseline
▲ 0.50% · 4.625%
HK$125,906
+HK$6,304/mo
Deposit HK$22.37M · loan HK$22.37M · min. income ≈ HK$239,204/mo (50% DSR)
Upfront cash ≈ HK$24.27M (deposit + AVD stamp duty HK$1,901,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,397
−HK$7,675/mo
▼ 0.25% · 3.875%
HK$126,204
−HK$3,868/mo
Today · 4.125%
HK$130,072
baseline
▲ 0.50% · 4.625%
HK$137,987
+HK$7,915/mo
Deposit HK$17.89M · loan HK$26.84M · min. income ≈ HK$260,144/mo (50% DSR)
Upfront cash ≈ HK$19.79M (deposit + AVD stamp duty HK$1,901,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,165
−HK$7,357/mo
▼ 0.25% · 3.875%
HK$139,817
−HK$3,705/mo
Today · 4.125%
HK$143,522
baseline
▲ 0.50% · 4.625%
HK$151,087
+HK$7,565/mo
Deposit HK$17.89M · loan HK$26.84M · min. income ≈ HK$287,044/mo (50% DSR)
Upfront cash ≈ HK$19.79M (deposit + AVD stamp duty HK$1,901,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,797
−HK$8,954/mo
▼ 0.25% · 3.875%
HK$147,238
−HK$4,513/mo
Today · 4.125%
HK$151,751
baseline
▲ 0.50% · 4.625%
HK$160,985
+HK$9,234/mo
Deposit HK$13.42M · loan HK$31.31M · min. income ≈ HK$303,502/mo (50% DSR)
Upfront cash ≈ HK$15.32M (deposit + AVD stamp duty HK$1,901,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,860
−HK$8,582/mo
▼ 0.25% · 3.875%
HK$163,120
−HK$4,322/mo
Today · 4.125%
HK$167,442
baseline
▲ 0.50% · 4.625%
HK$176,269
+HK$8,827/mo
Deposit HK$13.42M · loan HK$31.31M · min. income ≈ HK$334,884/mo (50% DSR)
Upfront cash ≈ HK$15.32M (deposit + AVD stamp duty HK$1,901,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,596
−HK$11,513/mo
▼ 0.25% · 3.875%
HK$189,306
−HK$5,803/mo
Today · 4.125%
HK$195,109
baseline
▲ 0.50% · 4.625%
HK$206,981
+HK$11,872/mo
Deposit HK$4.47M · loan HK$40.26M · min. income ≈ HK$390,218/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$1,901,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,248
−HK$11,035/mo
▼ 0.25% · 3.875%
HK$209,726
−HK$5,557/mo
Today · 4.125%
HK$215,283
baseline
▲ 0.50% · 4.625%
HK$226,631
+HK$11,348/mo
Deposit HK$4.47M · loan HK$40.26M · min. income ≈ HK$430,566/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$1,901,056 · Scale 2, in force from 26 Feb 2026)