LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,007
−HK$6,397/mo
▼ 0.25% · 3.875%
HK$105,180
−HK$3,224/mo
Today · 4.125%
HK$108,404
baseline
▲ 0.50% · 4.625%
HK$115,000
+HK$6,596/mo
Deposit HK$22.37M · loan HK$22.37M · min. income ≈ HK$216,808/mo (50% DSR)
Upfront cash ≈ HK$24.27M (deposit + AVD stamp duty HK$1,901,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,482
−HK$6,131/mo
▼ 0.25% · 3.875%
HK$116,526
−HK$3,087/mo
Today · 4.125%
HK$119,613
baseline
▲ 0.50% · 4.625%
HK$125,918
+HK$6,305/mo
Deposit HK$22.37M · loan HK$22.37M · min. income ≈ HK$239,226/mo (50% DSR)
Upfront cash ≈ HK$24.27M (deposit + AVD stamp duty HK$1,901,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,409
−HK$7,676/mo
▼ 0.25% · 3.875%
HK$126,216
−HK$3,869/mo
Today · 4.125%
HK$130,085
baseline
▲ 0.50% · 4.625%
HK$138,000
+HK$7,915/mo
Deposit HK$17.89M · loan HK$26.84M · min. income ≈ HK$260,170/mo (50% DSR)
Upfront cash ≈ HK$19.80M (deposit + AVD stamp duty HK$1,901,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,179
−HK$7,357/mo
▼ 0.25% · 3.875%
HK$139,831
−HK$3,705/mo
Today · 4.125%
HK$143,536
baseline
▲ 0.50% · 4.625%
HK$151,102
+HK$7,566/mo
Deposit HK$17.89M · loan HK$26.84M · min. income ≈ HK$287,072/mo (50% DSR)
Upfront cash ≈ HK$19.80M (deposit + AVD stamp duty HK$1,901,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,810
−HK$8,956/mo
▼ 0.25% · 3.875%
HK$147,252
−HK$4,514/mo
Today · 4.125%
HK$151,766
baseline
▲ 0.50% · 4.625%
HK$161,000
+HK$9,234/mo
Deposit HK$13.42M · loan HK$31.31M · min. income ≈ HK$303,532/mo (50% DSR)
Upfront cash ≈ HK$15.32M (deposit + AVD stamp duty HK$1,901,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,875
−HK$8,584/mo
▼ 0.25% · 3.875%
HK$163,136
−HK$4,323/mo
Today · 4.125%
HK$167,459
baseline
▲ 0.50% · 4.625%
HK$176,285
+HK$8,826/mo
Deposit HK$13.42M · loan HK$31.31M · min. income ≈ HK$334,918/mo (50% DSR)
Upfront cash ≈ HK$15.32M (deposit + AVD stamp duty HK$1,901,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,613
−HK$11,514/mo
▼ 0.25% · 3.875%
HK$189,325
−HK$5,802/mo
Today · 4.125%
HK$195,127
baseline
▲ 0.50% · 4.625%
HK$207,000
+HK$11,873/mo
Deposit HK$4.47M · loan HK$40.26M · min. income ≈ HK$390,254/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$1,901,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,268
−HK$11,036/mo
▼ 0.25% · 3.875%
HK$209,746
−HK$5,558/mo
Today · 4.125%
HK$215,304
baseline
▲ 0.50% · 4.625%
HK$226,653
+HK$11,349/mo
Deposit HK$4.47M · loan HK$40.26M · min. income ≈ HK$430,608/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$1,901,239 · Scale 2, in force from 26 Feb 2026)